Finance Litigation

class action lawsuit against finance america? Just received a "Legal notice by order of the court" about a class action lawsuit against finance america for it's alleged practice of obtaining names and addresses. This seems to have happened between 2003 thru 2006. Can't find info on the net about this, anyone else receive this notice or know something about this?

there is a tv ad airing about a class action lawsuit against finance companies , can not find web site?

Can I call for a lawsuit against greedy We Finance? I bought a used car at so called 'We Finance' in the beginning of this year, and I never missed or been late for a payment. I have retained all the record of payment including delivery record. It's almost paid off by now, and they are really pissing me off by trying to charge me "LATE FEE". They didn't check my credit or didn't do anything like that because they were like street merchants. I'm really sure that they are going to try withdrawing a lot more money than I am supposed to pay at the last month. So, I want to show them I am not such a sucker and call for a lawsuit against them if they try to commit some illegal conspiration. Any advise to scare them real good?

What are my chances of winning a lawsuit against a predatory lender? We got into a home loan where we were lied to about a lot of stuff. They never told us it was negative-amoritization loan, and the first set of documents say nothing about that, only the closing papers briefly state something about it. Also, they really over-stated our income, they gave us a split loan, which has a balloon payment and a 14.125% intrest rate on the second loan. They told us that this was the only way they could finance us. We were lied to about a lot of things, particularly the negative amoritization. In the loan explanation it says P&I payment $930 for our first loan. It says nothing about how that is actually less than the minimum intrest amount and that our loan will increase. We signed the papers before we were aware of the negative amoritization, because the notary told us that everything we needed to know was in the first documents given to us. Anyway, if I try to take this to court, what can be done for me, and do I have a good chance of winning the case?

can i borrow money on my work comp lawsuit? does anyone know of any banks finance companies that do this and is it practical.

How would I file a lawsuit against someone that has not paid his debt for over 5000 dollars in the state of AZ I financed a car for him and he never made the payments. I now have the car but he stills owes me over 5,000 dollars. could someone please tell me how I would go about filing a lawsuit. And is there a on line form that is available to the public?

Need attorney to file a lawsuit against car dealership? I bought a car in different state, but those assholes faked my signature and charged me about 10,000$ above what i was suppost to pay, I financed the car, they sent those papers with fake signatures to bank and I am still paying for it, I filed a BBB complain but dealership want respond to them, so they just left negetive feedback on their rating, and I cant even file a civil court, since I am in different state, so I just need an attorney that can help me with this, perhaps file a lawsuit for about couple millions, so they will learn their lesson, since I am not the first person that they screwed over like this. I alos have plenty of evidence. Any info will help, BTW the dealership is Baron Auto Mall in Queens/Hollis, New York

how can i bring a lawsuit against my mortgage holder without claiming bankruptcy? i want to sue the crap out of chase home finance but i don't want to claim bankruptcy i can not seem to get any where unless i claim bankruptcy

Do we want a candidate who will hire others to commit fraud in fundraising? By "candidate" I mean Hillary. http://www.hillaryproject.com/index.php?/en/story-details/media_continue_to_ignore_campaign_finance_fraud_lawsuit_against_hillary_cli You are bringing up Bush in your "answer". This indicates to me that you want another Bush in office. Someone who will lie and cheat for power.

I need to pay off debt now!!! only asset is pending huge lawsuit I am the plaintiff? wrongful death suit "Mother"; Can I ask the lawyer for money I know this sounds bad but the cost of taking care of my mother ruined my finances I dont even have a car!!!! my brother never helped neither did my sister im alone...

Do you need a Ph.D. in finance to spot a dumb idea? I'm wondering what caused this sub-prime debacle? Was it some bad management construct or what? I remember a local car shop was paying their mechanics per repair rather than per hour - the same mechanics who diagnosed the problem. What do you think happened? They sold unneeded repairs, eventually suffered a huge class action lawsuit. Did something similar happen with this sub-prime nonsense? It seems so obvious that after the rate jumps these people are not going to be able to afford to continue paying the mortgage. Were the salesmen being paid per-sale with no other conditions? Or was competition too fierce, or house prices too high? 50 year mortgages kind of makes sense - house prices are too high but at least you're paying a steady rate - just accept the fact that its more like 'renting' since you'll almost never take a bite out of the principal. A changing rate sounds a lot like 'bait and switch'. Yeah people should be savvy enough to see it coming..but many are not.

How will Obama help the foreclosure crisis when his finance campaign mgr,Penny Pritzker owned a subprime bank? Obama during speeches and debates pledged to help with the foreclosure crisis and crack down on subprime lenders. However, his own finance campaign chair owned Superior Bank. Superior Bank was one of the original lending institutions to use their investors to buy sub-prime mortgages. After investigation the bank was shut down in 2002 by the OTS and FDIC. The investigation showed It engaged in deceptive and faulty lending, questionable accounting practices, and charged hidden fees. A disproportionate number of them were minority. Wanting to avoid a lawsuit, the secretive Pritzkers quickly agreed to what the FDIC hailed in December as the biggest settlement they had ever negotiated. The Pritzkers would pay $100 million immediately, then $360 million over 15 years.As of September 2002, according to FDIC figures, the insurance fund was still out $440 million after this settlement. Why would Obama place Penny Pritzker as his campaign finance mgr ? Mona Lisa- I never indicated that home owners are not responsible for their actions. I agree that they made the decision on variable rate mtg's and knew the rate could increase BUT that is not my question-This bank was under investigation and proven to have hidden fees, predatory lending, and deceptive lending. There is a HUGE difference between a legitimate mortgage company disclosing information legally and ethically and borrower's ignoring the risks and companies that are shut down for proven deceptive practices as investigated and shut down by the FDIC. Vera W- Congratulations your response is probably the most IGNORANT rant I have ever received. In response to your illiterate statements: 1) " well qualified" because she owned a bank DUH- obviously you did not comprehend or thoroughly read the details in my question, She owned a bank that was SEIZED, CLOSED, for DECEPTIVE PRACTICES. This is not the type of person that is "well qualified" to be in charge of his finance campaign. It is poor judgement. 2)You asked if I was qualified-that was an unjustified insult- I am an honest person, and have not engaged in deceptive practices such as Pritzker, nor lead racist speeches such as Wright, or in court such as his associate Rezko. So, by Obama's standards no I would not qualify. 3) As far as who investigated, look above again to the details in the question and you will see the FDIC and OTS. 4) As far Obama being in school in 2002-No, he was an Illinois Senator 1997-2004. Wake up! Hope I educated YOU! Lazy Vera here are the links- now you have to click on these to be able to read them or considering your reading skills you might want someone to read them to you: http://loanworkout.org/2008/03/02/is-obama-for-the-people-or-the-banks/ http://www.fdic.gov/bank/individual/failed/superior.html http://www.peopleforchange.net/index.php?showtopic=33867 http://www.thenation.com/bletters/20080211/fraser/edpicks http://www.bostonnow.com/blogs/oldmole/2008/02/12/obama-campaign-finance-chair-involved-in-superior-bank-sampl-scandal http://www.commondreams.org/archive/2008/02/28/7340/ Vera- No you didn't "get me" and don't worry I won't hurt myself psycho. Glad, I could educate you but it appears you are still under the influence of the "kool aid". Vera- if you answer a question BASHING the person asking the question be prepared for a response. I am tired of conversing with you. It is a lost cause you will never see the light. Move on.

Can you actually purchase rental property by financing the downpayment? If you file a LLC, and want to purchase a multi-family housing property for a cashflow investment under that LLC entity. I know you will probably have to still sign a personal garuntee that if the business goes under you will be liable for the paying back the loan. In this case I guess I have two questions. First, If you went through with this deal and later on down the road a lawsuit from a tenant is filed against you. Could they peirce the corprate veil since you signed a personal garuntee for that property even though its filed under the LLC. Could they use the garauntee as proof that you did not keep the LLC and yourself as seperate entities. Second, if the property was for exaple: $200,000. And you needed to put 10% down. And had now cash. Could you finance only for the $20,000 and use the possitive cashflow to garauntee the other 90% of the loan? Cause if the properties worth is based on the cashflow it creates, the lenders use the property itself againt the loan, correct?

Can a collections agency sue me? Here is the deal. I owe 44,000 for a auto finance. the collection agency gave me a settlement of 28,000. They said if I don't make a payment by tommarow it will go into a lawsuit. Can they actually sue me? and what is the wort damage that can happen?

Are you joining Dell Computers Class Action lawsuit? Dells financing scam. See Fox News, Shepard Smith

Finance/credit/ collections question please read below, rather specific can I ??? In 2000 I got really sick & almost died & wracked up some big dr bills. I went to declare bankruptcy in 2001 & my attorney said we'd settle so we did. I gave him all my bills. A few dr's never contacted me so I didn't have their bills to give him. They didn't contact me for like 5-6 years until recently I was working on my credit report & I'm sure they saw that. Now they say I owe them all that interest & I have asked the collections agency only for copies of when they have contacted me as I feel it is unfair to charge me for something I didn't know about. I was too sick to search out all the 1000's of bills but I did honestly turn in all to the tune of $38000 & my family paid them off. But why don't they have to send me copies of when they contacted me ? They said now they are preparing a lawsuit & the interest is $100 and the bill is $360 principal, I have figured out it will cost me more to pay my attorney to check it out than to pay the interest, but I am still very poor ???

Were can I find local Lawsuit loan service in Mesa,Az? Ive tried and tried, either Im not injured enough, or I have to much in medical bills, Im out of options and time losing car and Im forced to sell home cause the bills ar far behind, and to many open accounts to get home financed or car re financed WHERE CAN I GET HELP!! ALREADY HAVE ATTOURNEY! Cant fire him he keeps screwing up my attempts to get lawsuit funding, by not giving corect information, i need funding loosing car and forced to sell home, cant work still hurting from accident ,lawsuit field 3 months ago to many open accounts that are pass due!! HELP PLEASE

I am 23 years old and I was given $25K, what is the best way to invest this money? Hello Everyone! Long story short: I am a 23 year old young lady that was given $25K from a lawsuit. I graduated from college less than 2 years ago with a degree in Finance, so I'm not LOST when it comes to investing, etc... but I would LOVE some opinions. My current standing: **My 2001 car is paid off and in good shape. I have 2 credit cards, all with high spending limits but very low balances. I had a loan, but just paid that off. My credit score is over 720 currently, but want it to be over 770 by the end of the year (not sure if thats relevant; but its a MAJOR goal of mine). What I plan to do: **I already used about 4K to pay off all of my loans, and pay 6 months worth of car insurance (which is very expensive; I live in NY) **Invest 5K in a Roth IRA -- on EFTs **Put 5K in a savings account (I'm looking @ one with a 5% return) --- This leaves me with 10K... any suggestions? Any changes to what I'm thinking of so far?? THANKS IN ADVANCE!!

Auto loan lawsuit, court summons arrived today. What now? My mother (67) let my younger brother borrow her credit to finance a car. Well everything went well, until he was gunned down and murdered in Los Angeles. My mother fell into deep depression to the point were she's still taking medication. Well sure enough the vehicle was repo'd and now she gets a court summons at her door, stating that she is being sued. My mom doesn't work, hasn't worked for a while because of her age. As a matter of fact she's currently living under a section 8 housing develpment and recieves SSI as her only source of income. I don't intend to justify the delinquent account and much less cause pitty, however my questions are: What will most likey happen? Will she get her SSI money taken? Will she go to Jail? I would honestly appreciate any insight and opinions. Thank you so much in advance.

Is there a law against false appraisals? When we bought our house 2 years ago,we were given an appraisal of $145,000.00,since buying, we've added a new roof and finished an unfinished room(making an extra bedroom),while trying to refinance we find that the appraiser whom did the first appraisal was a friend of the bank pres. as well as a friend of the house owner & "fudged" the numbers to help his friend sell his house,we recently had it appraised & it appraised @133,500.00, part.due to this we were unable to get financing. Is this a cause for a lawsuit?

Lawsuit against a bankruptcy trustee??? We believe we have a case against a trustee for, among other things, breach of feduciary responsibility. He was the appointed trustee in a chapter 11 case, and mis-represented the position of the company to push for liquidation. He told the banks that were financing the company that he had buyers, and would be able to expedite the sale if the banks would step aside and allow him to force a chapter 7 wherein he would have complete control. It's been 20 months, nothing's been sold, no creditors have been paid, the collateral was released to the banks but they have been unable to sell it. The principals are out 3 plus million dollars and a company which had a 25 year history was completely destroyed. Now, the trustee is lying low. A new judge has been appointed, and it appears that they are just trying to make the whole thing go away. Read more about the debacle on PACER/Hampshire Distributors, Inc.

Question on Finance please help!!!? Due to the number of lawsuits related to toxic wastes, a major chemical manufacturer has recently experienced a market reevaluation.The firm has a bond issue outstanding with 15 years to maturity and a coupon rate of 8 percent, with interest being paid semiannually.The required simple rate on this debt has now risen to 16 percent.What is the current value of this bond?

Advertising during political campaigns...? Please tell me you just saw that they are trying to loosen the restrictions on ads and campaigns. I vote that politicians can only campaign by snail mail...Who's with me? http://news.yahoo.com/s/ap/20061221/ap_on_el_ge/campaign_finance_lawsuit

What can be expected from Six Flags stock after that accident? I have some stock and Yahoo projects an 8 dollar price in a year. But I am sure an impending lawsuit is coming from what happened to that poor girl. Is that going to cause a fall in its price or will insurance offset what the park will have to pay out. Basically is this the time to sell or should I hold for a while? http://finance.yahoo.com/q?s=SIX

Any one know that the John Doe bill has been passed? After nearly a week of intense, behind-the-scenes wrangling, congressional negotiators late Tuesday agreed to include in the pending Sept. 11 security bill sweeping liability protections for citizens who report suspicious activity they fear might be linked to terrorism. Thanks to courageous, principled and tenacious efforts by key legislators like Rep. King and Sens. Lieberman and Collins, the American people are going to be free to do their part in the War for the Free World – serving as indispensable eyes and ears for those trying to protect us against terrorism – without fear that the likes of CAIR will be suing them for doing so.” language will provide protection against the sorts of harassment lawsuits filed by the Council on American-Islamic Relations (CAIR) after several unidentified individuals reported six Muslim imams engaged in suspicious – and frightening – behavior prior to boarding a USAir flight in November 2006. CAIR has been identified as a front organization for organization for the Muslim Brotherhood and is an un-indicted co-conspirator in an alleged terrorism-financing plot.

Libs, knowing the following is true, and Hillary possibly having involvement, will you still vote for her? The following is a list of dead people connected with Bill Clinton: James McDougal - Clinton's convicted Whitewater partner died of an apparent heart attack, while in solitary confinement. He was a key witness in Ken Starr's investigation. Mary Mahoney - A former White House intern was murdered July 1997 at a Starbucks Coffee Shop in Georgetown. The murder happened just after she was to go public with her story of sexual harassment in the White House. Vince Foster - Former White House counselor, and colleague of Hillary Clinton at Little Rock's Rose law firm. Died of a gunshot wound to the head, ruled a suicide. Ron Brown - Secretary of Commerce and former DNC Chairman. Reported to have died by impact in a plane crash. A pathologist close to the investigation reported that there was a hole in the top of Brown's skull resembling a gunshot wound. At the time of his death Brown was being investigated, and spoke publicly of his willingness to cut a deal with prosecutors. C. Victor Raiser II - & - Montgomery Raiser --Major players in the Clinton fund raising organization died in a private plane crash in July 1992. Paul Tulley - Democratic National Committee Political Director found dead in a hotel room in Little Rock, September 1992. Described by Clinton as a " Dear friend and trusted advisor". Ed Willey - Clinton fund raiser, found dead November 1993 deep in the woods in Virginia of a gunshot wound to the head. Ruled a suicide. Ed Willey died on the same day his wife Kathleen Willey claimed Bill Clinton groped her in the oval office in the White House. Ed Willey was involved in several Clinton fund raising events. Jerry Parks - Head of Clinton's gubernatorial security team in Little Rock. Gunned down in his car at a deserted intersection outside Little Rock. Parks' son said his father was building a dossier on Clinton. He allegedly threatened to reveal this information. After he died the files were mysteriously removed from his house. James Bunch - Died from a gunshot suicide. It was reported that he had a "Black Book" of people containing names of influential people who visited prostitutes in Texas and Arkansas. James Wilson - Was found dead in May 1993 from an apparent hanging suicide. He was reported to have ties to Whitewater. Kathy Ferguson - Ex-wife of Arkansas Trooper Danny Ferguson died in May 1994 was found dead in her living room with a gunshot to her head. It was ruled a suicide even though there were several packed suitcases, as if she was going somewhere. Danny Ferguson was a co-defendant along with Bill Clinton in the Paula Jones lawsuit. Kathy Ferguson was a possible corroborating witness for Paula Jones. Bill Shelton - Arkansas state Trooper and fiance of Kathy Ferguson. Critical of the suicide ruling of his fiance, he was found dead in June, 1994 of a gunshot wound also ruled a suicide at the gravesite of his fiance. Gandy Baugh - Attorney for Clinton friend Dan Lassater died by jumping out a window of a tall building January, 1994. His client was a convicted drug distributor. Florence Martin - Accountant sub-contractor for the CIA related to the Barry Seal Mena Airport drug smuggling case. Died of three gunshot wounds. Suzanne Coleman - Reportedly had an affair with Clinton when he was Arkansas Attorney General. Died of a gunshot wound to the back of the head, ruled a suicide. Was pregnant at the time of her death. Paula Grober - Clinton's speech interpreter for the deaf from 1978 until her death in December 9, 1992. She died in a "one car" car accident. Danny Casolaro - Investigative reporter. Investigating Mena Airport and Arkansas Development Finance Authority. He slit his wrists, apparent suicide in the middle of his investigation. Paul Wilcher - Attorney investigating corruption at Mena Airport with Casolaro and the 1980 "October Surprise" was found dead on a toilet June 22, 1993 in his Washington DC apartment. Had delivered a report to Janet Reno 3 weeks before his death. Jon Parnell Walker - Whitewater investigator for Resolution Trust Corp. Jumped to his death from his Arlington, Virginia apartment balcony August 15, 1993 Was investigating Morgan Guarantee scandal. Barbara Wise - Commerce Department staffer. Worked closely with Ron Brown and John Huang. Cause of death unknown. Died November 29, 1996. Her bruised nude body was found locked in her office at the Department of Commerce. Charles Meissner - Assistant Secretary of Commerce who gave John Huang special security clearance, died shortly thereafter in a small plane crash. Dr. Stanley Heard - Chairman of the National Chiropractic Health Care Advisory Committee died with his attorney Steve Dickson in a small plane crash. Dr. Heard, in addition to serving on Clinton's advisory council personally treated Clinton's mother, stepfather and brother. Barry Seal - Drug running pilot out of Mena Arkansas, Death was no accident. Johnny Lawhorn Jr. - Mechanic, found a check made out to Clinton in the trunk of a car left in his repair shop. Died when his car hit a utility pole. Stanley Huggins - Suicide. Investigated Madison Guarantee. His report was never released. Hershell Friday - Attorney and Clinton fund raiser died March 1, 1994 when his plane exploded. Kevin Ives & Don Henry - Known as "The boys on the track" case. Reports say the boys may have stumbled upon the Mena Arkansas airport drug operation. Controversial case where initial report of death was due to falling asleep on railroad track. Later reports claim the 2 boys had been slain before being placed on the tracks. Many linked to the case died before their testimony could come before a Grand Jury. THE FOLLOWING SIX PERSONS HAD INFORMATION ON THE IVES / HENRY CASE: Keith Coney - Died when his motorcycle slammed into the back of a truck July, 1988 Keith McMaskle - Died--stabbed 113 times, Nov, 1988. Gregory Collins - Died from a gunshot wound January 1989. Jeff Rhodes - He was shot, mutilated and found burned in a trash dump in April 1989. James Milan - Found decapitated. Coroner ruled death due to natural causes. Jordan Kettleson - Was found shot to death in the front seat of his pickup truck in June 1990. Richard Winters - Was a suspect in the Ives / Henry deaths. Was killed in a set-up robbery July 1989 THE FOLLOWING CLINTON BODYGUARDS ARE DEAD: Major William S. Barkley Jr. Captain Scott J. Reynolds Sgt. Brian Hanley Sgt. Tim Sabel Major General William Robertson Col. William Densberger Col. Robert Kelly Spec. Gary Rhodes Steve Willis Robert Williams Conway LeBleu Todd McKeehan You all are using a computer. Investigate yourself, Libs, if you didn't like it that I did it in your stead. There are dates and names listed, with lots of info. Go to, go to. I knew Libs would not understand the question! I have never directly accused either Hill, or Bill of murder, only the suspicion all of these deaths cause. Did I say Bill off-ed these people? The truth that they are dead, is what the question is about, and the POSSIBILITY that in some way Hillary, may have been involved. I asked another question yesterday, "Do you think?" refering to Liberals. I meant it as a joke, but apparently, it isn't a joke a t all, but the truth, again. <SIGH>

please help!!personal finance!!I cannot afford to get any wrong!!!! giving away as many points as possible!!!! 1. Which of the following might not be an option for increasing your present income? (1 point) Quitting your job to find another Requesting a merit increase in pay Requesting a promotion Looking for a better job without quitting your old job 2. Which of the following is true about a merit increase in pay? (1 point) It is based only on how long you have been with the company. You have prove that you deserve it more than your coworkers. You might have to wait for a certain anniversary date to get it. You automatically receive merit raises every year. 3. Corporate structure may be defined as _____. (1 point) the way a corporate building is structured whether a company pays corporate taxes the method a company uses to pay its employees the way a business is organized 4. Your resume should include all of the following information EXCEPT (1 point) contact information. personal history. education background. qualifications. 5. The single best way to increase your income is to get an education. Why? (1 point) You automatically make more money if you are educated. You can obtain jobs that have higher starting salaries. You automatically get promotions if you are educated. You will automatically receive better benefits. 6. Which of the following will probably earn a higher level of income? (1 point) A female file clerk with a high school diploma and a year of college. a male file clerk with a high school diploma and a year of college. A male accountant with a Bachelor's degree. A female accountant with a Master's degree in business administration. 7. The term "educational attainment"means _________________. (1 point) you have earned a degree whatever education you have earned you are attending school to earn a degree you have earned the highest degree possible in your field 8. Which of the following is not a core module of accounting? (1 point) accounts receivable accounts payable debt collection purchase orders 9. What is a general ledger also known as? (1 point) a normal ledger an enumerated ledger a nominal ledger none of the above 10. Which of the following is not one of the three types of business arrangements in the United States? (1 point) sole proprietorship partnership corporation sole partnership 11. With a sole proprietorship, who pays the taxes? (1 point) the shareholders the company the owner both the shareholders and the owner 12. Which one of the following would not be considered an advantage of a sole proprietorship? (1 point) Decisions can be made quickly without having to consult others. A proprietor is also responsible for his or her own health insurance. There are no legal formalities if the business dissolves. All of the profits from the business go right to the owner. 13. What can a proprietor do to minimize personal risk and liability? (1 point) change his/her name form a limited liability proprietorship form a limited liability partnership form a limited liability company 14. Why are partnerships often favored over corporations? (1 point) They have more power. A partnership structure eliminates the dividend tax levied upon profits realized by the owners. They are more successful. none of the above 15. Why are partnerships often favored over corporations? (1 point) A partnership structure eliminates the dividend tax levied upon profits. They are more successful. They have more power. none of the above 16. What are the two types of partnerships? (1 point) limited and general limited and sole general and private private and limited 17. Which of the following would not be considered an advantage of a partnership? (1 point) A partnership usually involves low start-up costs. Each general partner is deemed the agent of the partnership. It's easy to form a partnership. You can share the responsibilities with your partners. 18. As a generic legal term, __________ means any group of persons with a legal entity. (1 point) partnership business corporation proprietorship 19. Who regulates a corporation? (1 point) the bondholders the government of the state, province, or national government with which it is registered the corporation's founders the corporation's union 20. Which of the following is not a legal characteristic of a corporation? (1 point) transferable shares perpetual life legal protection from lawsuits limited liability 21. When claiming dependents, they must meet the following criteria EXCEPT: (1 point) the dependent must be a relative. the dependent must reside with you. the dependent must be under nineteen years of age unless he or she is a full-time student. the dependent was unable to provide over half of his or her support for the year. 22. If you opt to put money in a medical flexible spending account rather than trying to amass enough medical expenses to itemize on your tax return, you are taking advantage of ___________________. (1 point) an exclusion a credit a deduction withholding 23. A form of taxation in which everyone pays an equal rate of taxes is called a _____________. (1 point) progressive tax regressive tax net tax flat tax 24. A form of taxation in which the highest income earner pays the largest percentage of taxes is called a (1 point) progressive tax regressive tax flat tax net tax 25. A form of taxation in which the lowest income earners pay the largest percentage of taxes is called a ___________________. (1 point) progressive tax regressive tax flat tax net tax 26. Which of the following best defines health insurance? (1 point) An annual contract between an insurance company and an individual a type of insurance that protects your personal property if you are unable to pay your bills. a type of insurance whereby the insurer pays the medical costs of the insured a type of insurance that assists your loved ones in the event of your death 27. Which of the following illustrates the main difference between Medicare and Medicaid? (1 point) Medicare helps to insure the elderly, while Medicaid focuses on low-income individuals and families. Medicaid helps to insure the elderly, while Medicaid insures low-income earners. Medicaid helps to replace lost income for the poor. Medicare is available only to those over the age of 65. 28. What is life insurance? (1 point) Health insurance that covers you for the rest of your life Insurance that supplements your income if your life is threatened Insurance that assists your loved ones with income in the event of your death Insurance that protects you in the event of an unexpected illness or accident that prevents you from working 29. Which of the following statements is not true about HMO insurance? (1 point) It is a managed health care system. In an HMO you can choose your own primary care physician (PCP), but specialists must be referred by the PCP. In an HMO , you are assigned a primary care physician. The letters stand for Health Maintenance Organization. 30. Which of the following might be considered positive aspects of HMOs. (1 point) Free choice of primary care physician Care from non-HMO provider not covered Out-of-pocket expenses are usually low Easy to receive specialized care 31. Which of the following might be considered a negative aspect of HMOs? (1 point) Out-of-pocket expenses are usually high. Not easy to receive specialized care HMOs focus on preventative care Free choice of primary care physician 32. On average, compared to a person with good credit a person with poor credit will pay __________ for insurance. (1 point) 5% to 10% more 10% to 15% more 20% to 50% more 55% to 70% more 33. How long does it take to rebuild your credit history? (1 point) 7 years 8 years 9 years 30 years 34. Secured debt means a lender gives you money in exchange for what? (1 point) collateral credit report principal interest 35. When an asset, such as a car, decreases in value over time what is it called? (1 point) depreciation financing equity leasing 36. If you miss one payment on a credit card, what's generally the penalty? (1 point) a late payment fee a higher interest rate a lower available credit line a negative notation on your credit report 37. If you miss two payments on a credit card, what's generally the penalty? (1 point) a late payment fee and a lower available credit line a higher interest rate and a late payment fee a late payment fee a negative notation on your credit report 38. What are expenses that do not change called? (1 point) stable costs fixed costs variable costs known costs 39. What is the margin of safety? (1 point) How much sales can fall before a business starts making less than 5% profit How much sales can fall before a business makes less than 15% profit How much sales can fall before a business starts taking a loss none of the above 40. The two components of ______________ are variable and fixed costs. (1 point) entire cost required cost complete cost total cost 41. What are expenses that change as conditions change? (1 point) changing costs fixed costs moderate costs variable costs 42. What can be the best type of safety net in hard times? (1 point) Gambling Mortgage Rental property None of the above 43. Real estate is considered a(n) _____ investment. (1 point) illiquid liquid sure partially–liquid 44. Individual mortgage interest rates are generally determined by what? (1 point) The economy The individual's credit score The property value The state the property is located in 45. What is PMI? (1 point) Personal mortgage issuance Personal mortgage investment Personal mortgage insurance Personal mortgage interest 46. Why is investing in gold beneficial? (1 point) It is easy to mine. It is considered a stable investment. Gold is more expensive than stocks. The value of hold is subject to inflation. 47. What is an entrepreneur? (1 point) a sole proprietorship a corporation one who opens a new business a bank that loans money 48. Which of the following is the best definition of probable operating costs? (1 point) Amount of money required to start a business Amount of money required to market a business Amount of money required to purchase business equipment Amount of money required to keep a business running 49. Which of the following is a start–up cost associated with opening a business? (1 point) Equipment Legal fees/licensing Insurance All of the above 50. Which of the following is an example of an unsecured bank loan? (1 point) Credit card debt Bank overdrafts Corporate bonds All of the above

Study: Blacks pay higher auto loan rates As if we didnt know this already? WASHINGTON - Blacks have been charged higher auto loan rates than other auto buyers, federal research says. But the gap in loan rates could narrow, and possibly disappear, as the result of recently concluded lawsuits. ADVERTISEMENT Blacks paid a typical auto loan rate of 7 percent for new cars, compared with a rate of 5 percent for whites in 2004, according to a consumer organization's analysis of the Federal Reserve Survey of Consumer Finances. That was the most recent survey available. And blacks were more likely than auto buyers in general to have auto loan rates higher than 15 percent. For used car loans, 27 percent of blacks who buy cars were charged interest rates of 15 percent or more. Blacks were three times as likely as whites — 27 percent to 9 percent — to have auto loan rates at least that high, according to the report released Monday. Hispanics were paying a typical rate of 5.5 percent for new car loans, while 19 percent of Hispanics had loans for used cars over 15 percent, the analysis found. Lenders' suggested quote rates are based largely on the buyer's credit history, but auto dealers often raise the rate higher than that risk-related rate without discussing the rate with the customer, consumer advocates said. And they question the causes of those rate differences. "It's hard to believe that any differences in creditworthiness explain all of these rate gaps," said Stephen Brobeck, executive director of the Consumer Federation of America. "They size you up, the car salesmen and finance and interest guys. They must think African-Americans are more vulnerable to a markup." But a series of legal actions against auto finance firms seeking fair treatment for minorities could help solve that problem. "We had 11 lawsuits, the last of the cases settled last month," said Stuart Rossman of the National Consumer Law Center. "We reached a settlement with each of the finance firms. Our cases involved discrimination. We believe the terms of the settlements will eliminate discrimination." The first of the lawsuits was filed in 1998 in Nashville, Tenn., against General Motors Acceptance Corporation and was settled in 2004. The last settlement became final in April. The effects of those legal actions may not be known for some time, however. The National Auto Dealers Association questioned what accounts for the rate differences, but encouraged auto buyers to do their homework before going to buy a car. "The question that still is unanswered is why," said David Hyatt, a spokesman for the dealer's association. "People should do their homework and shop around. It speeds up the transaction, makes for a smoother transaction and is more likely to result in a satisfied buyer." Hyatt said an organization supported by the auto dealers, Americans Well Informed on Automobile Retailing Economics (AWARE), offers tips to potential car buyers. Chris Stinebert, president and chief executive of the American Financial Services Association, said his group is interested in educating consumers. "AFSA and its members believe there is no place for discrimination in the vehicle financing system," he said. The lawsuit settlements against auto finance companies call for caps on dealer markups, opportunities for blacks and Hispanics to get loans with no markups within the next few years, more information about interest rate terms and consumer education for minorities. "The lower markup caps have leveled the playing field," Rossman said. Consumer advocates say prospective auto buyers should call their bank or credit union for a rate quote to expect on an auto loan. That could protect them from unfair markups. Other ways to hold down costs. _Make all loan payments on time. _Buy a used car, or a less expensive new car. _Take out a loan over a shorter time. The survey of 4,519, including 605 blacks, was analyzed by Catherine Montalto, a consumer specialist at Ohio State University for the Consumer Federation of America. The survey was conducted between May and December of 2004.

Do you think Fred Thompson would make a good running mate for John Edwards? I know that Thompson is a registered Republican and Edwards a Democrat, but both are former Tort attorneys who made a bank off of representing clients for personal injury lawsuits. If you think about it, Thompson, is nothing more than a RINO. While in the Senate, he voted against legislation which would tighten up the ability to file frivolous lawsuits and against legislation which would limit attorney fees. In addition, he used to be a lobbyist for the Teamsters Union and supported the McCain-Feingold Campaign Finance bill. John and Fred for President? What do you think? =For Vincefoster: http://www.politico.com/news/stories/0607/4470.html Enjoy. I sure did.

Did Clinton kill, or have killed, these people? Notice the reasons for death when given? Dead Men Don't Talk The following is a list of dead people connected with Bill Clinton: -James McDougal Clinton's convicted Whitewater partner died of an apparent heart attack, while in solitary confinement. He was a key witness in Ken Starr's investigation. Mary Mahoney - A former White House intern was murdered July 1997 at a Starbucks Coffee Shop in Georgetown. The murder happened just after she was to go public with her story of sexual harassment in the White House. -Vince Foster Former White House councelor, and colleague of Hillary Clinton at Little Rock's Rose law firm. Died of a gunshot wound to the head, ruled a suicide. -Ron Brown Secretary of Commerce and former DNC Chairman. Reported to have died by impact in a plane crash. A pathologist close to the investi-gation reported that there was a hole in the top of Brown's skull resembling a gunshot wound. At the time of his death Brown was being investigated, and spoke publicly of his willingness to cut a deal with prosecutors. -C. Victor Raiser II - & - Montgomery Raiser Major players in the Clinton fund raising organization died in a private plane crash in July 1992. -Paul Tulley Democratic National Committee Political Director found dead in a hotel room in Little Rock, September 1992. Described by Clinton as a "Dear friend and trusted advisor". -Ed Willey Clinton fund raiser, found dead November 1993 deep in the woods in Virginia of a gunshot wound to the head. Ruled a suicide. Ed Willey died on the same day his wife Kathleen Willey claimed Bill Clinton groped her in the oval office in the White House. Ed Willey was involved in several Clinton fund raising events. -Jerry Parks Head of Clinton's gubernatorial security team in Little Rock. Gunned down in his car at a deserted intersection outside Little Rock. Park's son said his father was building a dossier on Clinton. He allegedly threatened to reveal this information. After he died the files were mysteriously removed from his house. -James Bunch Died from a gunshot suicide. It was reported that he had a "Black Book" of people containing names of influential people who visited prostitutes in Texas and Arkansas. -James Wilson Was found dead in May 1993 from an apparent hanging suicide. He was reported to have ties to Whitewater. -Kathy Ferguson Ex-wife of Arkansas Trooper Danny Ferguson died in May 1994 was found dead in her living room with a gunshot to her head. It was ruled a suicide even though there were several packed suitcases, as if she was going somewhere. Danny Ferguson was a co-defendant along with Bill Clinton in the Paula Jones lawsuit. Kathy Ferguson was a possible corroborating witness for Paula Jones. -Bill Shelton Arkansas State Trooper and fiancee of Kathy Ferguson. Critical of the suicide ruling of his fiancee, he was found dead in June, 1994 of a gunshot wound also ruled a suicide at the gravesite of his fiancee. -Gandy Baugh Attorney for Clinton friend Dan Lassater died by jumping out a window of a tall building January, 1994. His client was a convicted drug distributor. -Florence Martin Accountant sub-contractor for the CIA related to the Barry Seal Mena Airport drug smuggling case. Died of three gunshot wounds. -Suzanne Coleman Reportedly had an affair with Clinton when he was Arkansas Attorney General. Died of a gunshot wound to the back of the head, ruled a suicide. Was pregnant at the time of her death. -Paula Grober Clinton's speech interpreter for the deaf from 1978 until her death December 9, 1992. She died in a one car accident. -Danny Casolaro Investigative reporter. Investigating Mena Airport and Arkansas Development Finance Authority. He slit his wrists, apparent suicide in the middle of his investigation. -Paul Wilcher Attorney investigating corruption at Mena Airport with Casolaro and the 1980 "October Surprise" was found dead on a toilet June 22, 1993 in his Washington DC apartment. Had delivered a report to Janet Reno 3 weeks before his death. -Jon Parnell Walker Whitewater investigator for Resolution Trust Corp. Jumped to his death from his Arlington, Virginia apartment balcony August 15, 1993 Was investigating Morgan Guarantee scandal. -Barbara Wise Commerce Department staffer. Worked closely with Ron Brown and John Huang. Cause of death unknown. Died November 29, 1996. Her bruised nude body was found locked in her office at the Department of Commerce. -Charles Meissner Assistant Secretary of Commerce who gave John Huang special security clearance, died shortly thereafter in a small plane crash. -Dr. Stanley Heard Chairman of the National Chiropractic Health Care Advisory Committee died with his attorney Steve Dickson in a small plane crash. Dr. Heard, in addition to serving on Clinton's advisory council personally treated Clinton's mother, stepfather and brother. -Barry Seal Drug running pilot out of Mena Arkansas, Death was no accident. -Johnny Lawhorn Jr. Mechanic, found a check made out to Clinton in the trunk of a car left in his repair shop. Died when his car hit a utility pole. -Stanley Huggins Suicide. Investigated Madison Guarantee. His report was never released. -Hershell Friday Attorney and Clinton fund raiser died March 1, 1994 when his plane exploded. -Kevin Ives & Don Henry Known as "The boys on the track" case. Reports say the boys may have stumbled upon the Mena Arkansas airport drug operation. Controversial case where initial report of death was due to falling asleep on railroad track. Later reports claim the 2 boys had been slain before being placed on the tracks. Many linked to the case died before their testimony could come before a Grand Jury. THE FOLLOWING SIX PERSONS HAD INFORMATION ON THE IVES/HENRY CASE: - Keith Coney Died when his motorcycle slammed into the back of a truck July, 1988. - Keith McMaskle Died, stabbed 113 times, Nov, 1988 - Gregory Collins Died from a gunshot wound January 1989. -Jeff Rhodes He was shot, mutilated and found burned in a trash dump in April 1989. -James Milan Found decapitated. Coroner ruled death due to natural causes. -Jordan Kettleson Was found shot to death in the front seat of his pickup truck in June 1990. -Richard Winters Was a suspect in the Ives / Henry deaths. Was killed in a set-up robbery July 1989 THE FOLLOWING CLINTON BODYGUARDS ARE DEAD: Major William S. Barkley Jr. Captain Scott J. Reynolds Sgt. Brian Hanley Sgt. Tim Sabel Major General William Robertson Col. William Densberger Col. Robert Kelly Spec. Gary Rhodes Steve Willis Robert Williams Conway LeBleu Todd McKeehan

civil suit in Pa? is it possible to get personal finance records of an individual during a civil lawsuit?

Any know about lawsuites against DSC floor planning compay? A friend had a car dealership that was financed by DSC (dealer services corporation) but after financing a few cars they backed out without cause and forced his business to go under. He said he had heard about successful lawsuits against DSC but wants a lawyer who has had success against them.

Who Believes Hilary Was Responsible For Pulling The Strings Behind The Scenes For Bill? 1-James McDougal - Clinton's convicted Whitewater partner died of an apparent heart attack, while in solitary confinement. He was a key witness in Ken Starr's investigation. 2 -Mary Mahoney - A former White House intern was murdered July 1997 at a Starbucks Coffee Shop in Georgetown. The murder happened just after she was to go public with her story of sexual harassment in the White House. 3- Vince Foster - Former White House councilor, and colleague of Hillary Clinton at Little Rock's Rose Law firm. Died of a gunshot wound to the head, ruled a suicide. 4- Ron Brown - Secretary of Commerce and former DNC Chairman. Reported to have died by impact in a plane crash. A pathologist close to the investigation reported that there was a hole in the top of Brown's skull resembling a gunshot wound. At the time of his death Brown was being investigated, and spoke publicly of his willingness to cut a deal with prosecutors. The rest of the people on the plane also died. A few days later the Air Traffic Controller commited suicide. 5- C. Victor Raiser II. Raiser, a major player in the Clinton fund raising organization died in a private plane crash in July 1992. 6-Paul Tulley - Democratic National Committee Political Director found dead in a hotel room in Little Rock, September 1992. Described by Clinton as a "Dear friend and trusted advisor". 7-Ed Willey - Clinton fund raiser, found dead November 1993 deep in the woods in VA of a gunshot wound to the head. Ruled a suicide. Ed Willey died on the same day his wife Kathleen Willey claimed Bill Clinton groped her in the oval office in the White House. Ed Willey was involved in several Clinton fund raising events. 8-Jerry Parks -Head of Clinton's gubernatorial security team in Little Rock. Gunned down in his car at a deserted intersection outside Little Rock. Park's son said his father was building a dossier on Clinton. He allegedly threatened to reveal this information. After he died the files were mysteriously removed from his house. 9-James Bunch - Died from a gunshot suicide. It was reported that he had a "Black Book" of people which contained names of influential people who visited prostitutes in Texas and Arkansas. 10-James Wilson - Was found dead in May 1993 from an apparent hanging suicide. He was reported to have ties to Whitewater. 11-Kathy Ferguson- Ex-wife of Arkansas Trooper Danny Ferguson, was found dead in May 1994, in her living room with a gunshot to her head. It was ruled a suicide even though there were several packed suitcases, as if she were going somewhere. Danny Ferguson was a co-defendant along with Bill Clinton in the Paula Jones lawsuit. Kathy Ferguson was a possible corroborating witness for Paula Jones. 12-Bill Shelton - Arkansas State Trooper and fiancee of Kathy Ferguson. Critical of the suicide ruling of his fiancee, he was found dead in June, 1994 of a gunshot wound also ruled a suicide at the grave site of his fiancee. 13-Gandy Baugh - Attorney for Clinton's friend Dan Lassater, died by jumping out a window of a tall building January, 1994. His client was a convicted drug distributor. 14-Florence Martin - Accountant & sub-contractor for the CIA, was related to the Barry Seal Mena Airport drug smuggling case. He died of three gunshot wounds. 15- Suzanne Coleman - Reportedly had an affair with Clinton when he was Arkansas Attorney General. Died of a gunshot wound to the back of the head, ruled a suicide. Was pregnant at the time of her death. 16-Paula Grober - Clinton's speech interpreter for the deaf from 1978 until her death December 9, 1992. She died in a one car accident. 17-Danny Casolaro - Investigative reporter. Investigating Mena Airport and Arkansas Development Finance Authority. He slit his wrists, apparently in the middle of his investigation. 18- Paul Wilcher - Attorney investigating corruption at Mena Airport with Casolaro and the 1980 "October Surprise" was found dead on a toilet June 22, 1993 in his Washington DC apartment. Had delivered a report to Janet Reno 3 weeks before his death. 19-Jon Parnell Walker - Whitewater investigator for Resolution Trust Corp. Jumped to his death from his Arlington, Virginia apartment balcony August15, 1993. He was investigating the Morgan Guaranty scandal. 20-Barbara Wise - Commerce Department staffer. Worked closely with Ron Brown and John Huang. Cause of death unknown. Died November 29, 1996. Her bruised, nude body was found locked in her office at the Department of Commerce. 21-Charles Meissner -Assistant Secretary of Commerce who gave John Huang special security clearance, died shortly thereafter in a small plane crash. 22-Dr. Stanley Heard - Chairman of the National Chiropractic Health Care Advisory Committee died with his attorney Steve Dickson in a small plane crash. Dr. Heard, in addition to serving on Clinton's advisory council personally treated Clinton's mother, stepfather and brother. 23-Barry Seal -Drug running pilot out of Mena Arkansas, death was no accident. 24-Johnny Lawhorn Jr. - Mechanic, found a check made out to Bill Clinton in the trunk of a car left at his repair shop. Lawhorn was found dead after his car had hit a utility pole. 25-Stanley Huggins - Investigated Madison Guaranty. His death was a purported suicide and his report was never released. 26- Hershell Friday - Attorney and Clinton fund raiser died March 1, 1994 when his plane exploded. 27-Kevin Ives & Don Henry - Known as "The boys on the track" case. Reports say the boys may have stumbled upon the Mena Arkansas airport drug operation. A controversial case, the initial report of death said, was due to boys falling asleep on railroad tracks. Later reports claim the 2 boys had been slain before being placed on the tracks. Many linked to that case died before their testimony could come before a Grand Jury.

Is this why the libs hate BUSH?

Politicians and their Illusion of Power? Take a look a give your opinion:? http://www.mises.org/story/1396

I have a civil judgment on my credit report.? Household Finance closed my account and filed a lawsuit. Within two weeks of receiving notice of the suit, the debt was paid in full. I never answered the complaint and we never appeared in court. The attorney sent me a Satisfaction of Judgment. Should it have been a Stipulation of Settlement since there was no court intervention? Is it correct that it should appear as a CIVIL JUDGMENT on my credit report? The report also does not reflect that it was paid. I know I can't get this removed from my credit report but I'd like it to reflect the facts.

Contractor being sued by Owner/Builder just 3 days before the 10 year statue of limitations. Any Hope? Owner/builder pulls building permit and signs permit as Owner/builder, then hires contractor for $ 250K project. Project started 01-06-1996, completed around 11/30/96. Owner/Builder screened all sub contractors before hiring. Owner then instructs contractor who to hire. Some sub-contractor payments are paid by the contractor and some are paid by the owner. On January 03 2006 the Owner/builder files suit against the contractor for defects, the amount is more than double the amount he received. A lawyer has been hired. Lawyer has spent thousands of dollars (from the contractor), now asking for more, with no hope in site. Trial date set for January 2007. Note: Owner has won mutiple lawsuits with insurance companies, general liability for contractors and homeowners for work completed on her permanent residence. We are at a loss, is there any hope for the small business owner against the property owner who uses insurance claims to finance their next project.

A year ago i purchased a mobile home in a park.? The place burned down this past september, and the insurance company won't pay me the remaining balance owed to me because i don't have the title to the place. i did some homework and discovered that the park actually financed to me a mobile home with someone else's name on the title! the park says that they will file for a title but that was back over 8 weeks ago. do i have grounds for a lawsuit? i have heard that a mobile home was similar to a car; when you get it, the title comes shortly. i never saw the title to mine. all i have as proof of ownership is the contract. is this illegal? should i hire an attorney?

Should the federal government take the responsibility away from local government for spending money unwisely? Should the federal government take the responsibility away from local government for spending money unwisely? It took a collapsing bridge in Minnesota to alert people across the country to the fact that many other bridges in many other places have been allowed to deteriorate without adequate maintenance. If this were just a matter of poor political leadership at various levels of government, we could at least hope for better leaders in the future. But the problem goes deeper than that. It is not just the people but the incentives that are responsible for the neglect of infrastructure, while tax money is lavished on all sorts of less urgent projects. In other words, when there is a complete turnover in political leaders over time, the same problem will remain because the same incentives will remain when new leaders take over. Some people claim that the problem is how much money it would take to properly maintain bridges, highways, dams, and other infrastructure. But money is found for other things, including things far less urgent and some things that are even counterproductive. The real problem is that the political incentives are to spend the taxpayers’ money on things that will enhance politicians’ chances of getting reelected. There may be enough money available to maintain bridges and other infrastructure but that same money can have a bigger political payoff if spent building something new instead of maintaining and repairing existing structures. When money is spent building a new community center, a golf course, or anything that will be newsworthy, there will be ribbon-cutting ceremonies and the politicians who cut the ribbons can expect to see their pictures in the newspapers and on TV. All that keeps their name before the public in a positive role and therefore enhances their prospects of being reelected. But there are no ribbon-cutting ceremonies when bridges are being repaired or pot-holes are being filled in. These latter activities may be more valuable than a community center or a golf course, but they are not nearly as photogenic. The preference for showy projects that will enhance a politician’s career prospects is not peculiar to current politicians. Adam Smith pointed out the same thing about politicians in 18th-century Europe. We can vote the rascals out but the new rascals who replace them will face the same incentives and in all likelihood will respond in the same way. A pattern that has persisted for more than two centuries is likely to continue unless something fundamental is changed. What really needs to be done is to change the incentives. While most bridges in the United States are owned and operated by government agencies, there are times and places where bridges have been owned and operated by private companies, just as numerous other goods and services are provided through the marketplace. How would that change the incentives? A company that has to get the money to build and maintain bridges or other infrastructure through the voluntary actions of people in the financial markets, instead of being able to extract money from the taxpayers, is going to find financiers a lot more finicky about what is being done with their money. People who are putting their own money on the line are going to want to have their own experts taking a look under the bridges they finance, to see where there are rust, cracks, or crumbling supports. When people know that the lawsuits that are sure to follow after a bridge collapses are going to drain millions of dollars of their own money — not the taxpayers’ money — that keeps the mind focused. Those who like to think of the government as the public interest personified may be horrified at the idea of turning a governmental function over to private enterprise. Politicians who want to hang onto sources of patronage and power will of course encourage people to look at things that way. But the track record of privately run infrastructure will compare favorably with government-run infrastructure. But that is only if we stop to compare — and to think.

Third Party Disclosure Violation? I am currently just over 30 days past due on my car payment. Yesterday, a representative from my auto finance company called my mother (whom I listed as a reference on my finance application), told her that I am behind on my car payment and that I was going to lose my car if I did not contact their office immediately. Isn't this third party disclosure in the attempt to collect upon a debt and grounds for a lawsuit? If so, what state would I have to pursue this lawsuit in? I live in Arizona, my finance company is based in Utah and my mother lives in Georgia.

Liberals are followers and Bush is a leader. Its better to be right than popular? President Bush's Accomplishments Abortion & Traditional Values 1. Banned Partial Birth Abortion — by far the most significant roll-back of abortion on demand since Roe v. Wade. 2. Reversed Clinton's move to strike Reagan's anti-abortion Mexico Policy. 3. By Executive Order (EO), reversed Clinton's policy of not requiring parental consent for abortions under the Medical Privacy Act. 4. By EO, prohibited federal funds for international family planning groups that provide abortions and related services. 5. Upheld the ban on abortions at military hospitals. 6. Made $33 million available for abstinence education programs in 2004. 7. Supports the Defense of Marriage Act — and a Constitutional amendment saying marriage is between one man and one woman. 8. Requires states to conduct criminal background checks on prospective foster and adoptive parents. 9. Requires districts to let students transfer out of dangerous schools. 10. Requires schools to have a zero-tolerance policy for classroom disruption (reintroducing discipline into classrooms). 11. Signed the Teacher Protection Act, which protects teachers from lawsuits related to student discipline. 12. Expanded the role of faith-based and community organizations in after-school programs. Budget, Taxes & Economy 1. Signed two income tax cuts, one of which was the largest dollar-value tax cut in world history. 2. Supports permanent elimination of the death tax. 3. Turned around an inherited economy that was in recession, and deeply shocked as a result of the 9/11 attacks. 4. Is seeking legislation to amend the Constitution to give the president line-item veto authority. 5. In process of permanently eliminating IRS marriage penalty. 6. Increased small business incentives to expand and to hire new people. 7. Initiated discussion on privatizing Social Security and individual investment accounts. 8. Killed Clinton's "ergonomic" rules that OSHA was about to implement; rules would have shut down every home business in America. 9. Passed tough new laws to hold corporate criminals to account as a result of corporate scandals. 10. Reduced taxes on dividends and capital gains. 11. Signed trade promotion authority. 12. Reduced and is working to ultimately eliminate the estate tax for family farms and ranches. 13. Fight Europe's ban on importing biotech crops from the United States. 14. Exempt food from unilateral trade sanctions and embargoes. 15. Provided $20 million to states to help people with disabilities work from home. 16. Created a fund to encourage technologies that help the disabled. 17. Increased the annual contribution limit on Education IRA's from $500 to $2,000 per child. 18. Make permanent the $5,000 adoption tax credit and provide $1 billion over five years to increase the credit to $10,000. 19. Grant a complete tax exemption for prepaid or college tuition savings plans. 20. Reduced H1B visas from a high of 195,000 per year to 66,000 per year. Character & Conduct as President 1. Changed the tone in the White House, restoring HONOR and DIGNITY to the presidency. 2. Has reintroduced the mention of God and faith into public discourse. 3. Handled himself with enormous courage, dignity, grace, determination, and leadership in the aftermath of the September 11, 2001 hijackings and anthrax attacks. He almost single-handedly held this country together during those searing days: Just three days after the attacks, in his address at the National Cathedral, the President reassured the nation when he said: "War has been waged against us by stealth and deceit and murder. This nation is peaceful, but fierce when stirred to anger. This conflict was begun on the timing and terms of others. It will end in a way, and at an hour, of our choosing." On Friday, September 14, 2001, President Bush visited Ground Zero. Standing on a crushed and burned fire engine atop the smoldering pile at Ground Zero, he put his arm around a retired firefighter who had volunteered to help, and began speaking to the crowd. Rescue workers shouted that they could not hear him. Someone handed him a small American flag and bullhorn. The President spontaneously shouted: "I can hear you. The rest of the world hears you. And the people who knocked these buildings down will hear all of us soon." The crowd roared with cheers and chants of "USA! USA! USA!" Then he raised that American flag and rallied a nation. Education & Employment Training 1. Signed the No Child Left Behind Act, delivering the most dramatic education reforms in a generation (challenging the soft bigotry of low expectations). The very liberal California Teachers union is currently running radio ads against the accountability provisions of this Act. 2. Announced "Jobs for the 21st Century," a comprehensive plan to better prepare workers for jobs in the new millennium by strengthening post-secondary education and job training, and by improving high school education. 3. Is working to provide vouchers to low-income students in persistently failing schools to help with costs of attending private schools. (Blocked in the Senate.) 4. Requires annual reading and math tests in grades three through eight. 5. Requires states to participate in the National Assessment of Education Progress, or an equivalent program, to establish a national benchmark for academic performance. 6. Requires school-by-school accountability report cards. 7. Established a $2.4 billion fund to help states implement teacher accountability systems. 8. Increased funding for the Troops-to-Teachers program, which recruits former military personnel to become teachers. Environment & Energy 1. Killed the Kyoto Global Warming Treaty. 2. Submitted a comprehensive Energy Plan (awaits Congressional action). The plan works to develop cleaner technology, produce more natural gas here at home, make America less dependent on foreign sources of energy, improve national grid, etc. 3. Established a $10 million grant program to promote private conservation initiatives. 4. Significantly eased field-testing controls of genetically engineered crops. 5. Changed parts of the Forestry Management Act to allow necessary cleanup of the national forests in order to reduce fire danger. 6. Part of national forests cleanup: Restricted judicial challenges (based on the Endangered Species Act and other challenges), and removed the need for an Environmental Impact Statement before removing fuels/logging to reduce fire danger. 7. Killed Clinton's CO2 rules that were choking off all of the electricity surplus to California. 8. Provided matching grants for state programs that help private landowners protect rare species. Defense & Foreign Policy 1. Successfully executed two wars in the aftermath of 9/11/01: Afghanistan and Iraq. 50 million people who had lived under tyrannical regimes now live in freedom. 2. Saddam Hussein is now in prison. His two murderous sons are dead. All but a handful of the regime's senior members were killed or captured. 3. Leader by leader and member by member, al Maida is being hunted down in dozens of countries around the world. Of the senior al Qaeda leaders, operational managers, and key facilitators the U.S. Government has been tracking, nearly two-thirds have been taken into custody or killed. The detentions or deaths of senior al Qaeda leaders, including Khalid Shaykh Muhammad, the mastermind of 9/11, and Muhammad Atef, Osama bin Laden's second-in-command until his death in late 2001, have been important in the War on Terror. 4. Disarmed Libya of its chemical, nuclear and biological WMD's without bribes or bloodshed. 5. Continues to execute the War On Terror, getting worldwide cooperation to track funds/terrorists. Has cut off much of the terrorists' funding, and captured or killed many key leaders of the al Qaeda network. 6. Initiated a comprehensive review of our military, which was completed just prior to 9/11/01, and which accurately reported that ASYMMETRICAL WARFARE capabilities were critical in the 21st Century. 7. Killed the old US/Soviet Union ABM Treaty that was preventing the U.S. from deploying our ABM defenses. 8. Has been one of the strongest, if not THE strongest friend Israel has ever hand in the U.S. presidency. 9. Part of the coalition for an Israeli/Palestinian "Roadmap to Peace," along with Great Britain, Russia and the EU. 10. Pushed through THREE raises for our military. Increased military pay by more than $1 billion a year. 11. Signed the LARGEST nuclear arms reduction in world history with Russia. 12. Started withdrawing our troops from Bosnia, and has announced withdrawal of our troops from Germany and the Korean DMZ. 13. Prohibited putting U.S. troops under U.N. command. 14. Paid back UN dues only in return for reforms and reduction of U.S. share of the costs. 15. Earmarked at least 20 percent of the Defense procurement budget for next-generation weaponry. 16. Increased defense research and development spending by at least $20 billion from fiscal 2002 to 2006. 17. Ordered a comprehensive review of military weapons and strategy. 18. Ordered a review of overseas deployments. 19. Ordered renovation of military housing. The military has already upgraded about 10 percent of its inventory and expects to modernize 76,000 additional homes this year. 20. Is working to tighten restrictions on military-technology exports. 21. Brought back our EP-3 intel plane and crew from China without any bribes or bloodshed. Globalization & Internationalism 1. Challenged the United Nations to live up to their responsibilities and not become another League of Nations (in other words, showed the UN to be completely irrelevant). 2. Killed U.S. involvement in the International Criminal Court. 3. Told the United Nations we weren't interested in their plans for gun control (i.e., the International Ban on Small Arms Trafficking Treaty).* 4. The only President since the founding of the UN to essentially tell that organization it is irrelevant. He said: "The conduct of the Iraqi regime is a threat to the authority of the United Nations, and a threat to peace. Iraq has answered a decade of UN demands with a decade of defiance. All the world now faces a test, and the United Nations a difficult and defining moment. Are Security Council resolutions to be honored and enforced, or cast aside without consequence? Will the United Nations serve the purpose of its founding, or will it be irrelevant?" We all know the outcome and the answer. 5. Told the Congress and the world, "America will never seek a permission slip to defend the security of our country." Government Reform 1. Improved government efficiency by putting hundreds of thousands of jobs put up for bid. This weakens public-sector unions and cuts undeserved pay raises. 2. Initiated review of all federal agencies with the goal of eliminating federal jobs (completed September 2003) in an effort to reduce the size of the federal government while increasing private sector jobs. 3. Led the most extensive reorganization the Federal bureaucracy in over 50 years: After 9/11, condensed 20+ overlapping agencies and their intelligence sectors into one agency, the Department of Homeland Security.* 4. Ordered each agency to draft a five-year plan to restructure itself, with fewer managers. 5. Converted federal service contracts to performance-based contracts wherever possible so that the contractor has measurable performance goals. Health 1. Strengthen the National Health Service Corps to put more physicians in the neediest areas, and make its scholarship funds tax-free. 2. Double the research budget of the National Institutes of Health. 3. Signed Medicare Reform, which includes: A 10-year privatization option. Prescription drug benefits: Prior to this reform, Medicare paid for extended hospital stays for ulcer surgery, for example, at a cost of about $28,000 per patient. Yet Medicare would not pay for the drugs that eliminate the cause of most ulcers, drugs that cost about $500 a year. Now, drug coverage under Medicare will allow seniors to replace more expensive surgeries and hospitalizations with less expensive prescription medicine. More health care choices: As President Bush stated, "…when seniors have the ability to make choices, health care plans within Medicare will have to compete for their business by offering higher quality service [at lower cost]. For the seniors of America, more choices and more control will mean better health care. These are the kinds of health care options we give to the members of Congress and federal employees. What's good for members of Congress is also good for seniors. New Health Savings Accounts: Effective January 1, 2004, Americans can set aside up to $4,500 every year, tax free, to save for medical expenses. Depending on your tax bracket, that means you'll save between 10 to 35 percent on any costs covered by money in your account. Every year, the money not spent would stay in the account and gain interest tax-free, just like an IRA. These accounts will be good for small business owners, and employees. More businesses can focus on covering workers for major medical problems, such as hospitalization for an injury or illness. At the same time, employees and their families will use these accounts to cover doctors visits, or lab tests, or other smaller costs. Some employers will contribute to employee health accounts. This will help more American families get the health care they need at the price they can afford. Homeland Security, Border Enforcement & Immigration 1. *See Government Reform above. Under President Bush's leadership, America has made an unprecedented commitment to homeland security. 2. Has CONSTRUCTION in process on the first 10 ABM silos in Alaska so that America will have a defense against North Korean nukes. Has ordered national and theater ballistic missile defenses to be deployed by 2004. 3. Announced a 9.7% increase in government-wide homeland security funding in his FY 2005 budget, nearly tripling the FY 2001 levels (excluding the Department of Defense and Project BioShield). 4. Before DHS was created, there were inspectors from three different agencies of the Federal Government and Border Patrol officers protecting our borders. Through DHS, U.S. Customs and Border Protection (CBP) now consolidates all border activities into a single agency to create "one face at the border." This not only better secures the borders of the United States, but it also eliminates many of the inefficiencies that occurred under the old system. With over 18,000 CBP inspectors and 11,000 Border Patrol agents, CBP has 29,000 uniformed officers on our borders. 5. The Border Patrol is continuing installation of monitoring devices along the borders to detect illegal activity. 6. Launched Operation Tarmac to investigate businesses and workers in the secure areas of domestic airports and ensure immigration law compliance. Since 9/11, DHS has audited 3,640 businesses, examined 259,037 employee records, arrested 1,030 unauthorized workers, and participated in the criminal indictment of 774 individuals. 7. Since September 11, 2001, the Coast Guard has conducted more than 124,000 port security patrols, 13,000 air patrols, boarded more than 92,000 vessels, interdicted over 14,000 individuals attempting to enter the United States illegally, and created and maintained more than 90 Maritime Security Zones. 8. Announced the Student and Exchange Visitor Information System (SEVIS), an internet-based system that is improving America's ability to track and monitor foreign students and exchange visitors. Over 870,000 students are registered in SEVIS. Of 285 completed field investigations, 71 aliens were arrested. 9. This week, the US-VISIT program began to digitally collect biometric identifiers to record the entry and exit of aliens who travel into the U.S on a visa. Together with the standard information, this new program will confirm compliance with visa and immigration policies. 10. Eliminated INS bureaucratic redundancies and lack of accountability. 11. Split the Immigration and Naturalization Service into two agencies: one to protect the border and interior, the other to deal with naturalization. 12. Signed the workplace verification bill to prevent hiring of illegal aliens. 13. Established a six-month deadline for processing immigration applications. 14. Information regarding nearly 100% of all containerized cargo is carefully screened by DHS before it arrives in the United States. Higher risk shipments are physically inspected for terrorist weapons and contraband prior to being released from the port of entry. Advanced technologies are being deployed to identify warning signs of chemical, biological, or radiological attacks. Since September 11, 2001, hundreds of thousands of first responders across America have been trained to recognize and respond to the effects of a WMD attack. Judiciary & Tort Reform 1. Is urging federal liability reform to eliminate frivolous lawsuits. 2. Killed the liberal ABA's unconstitutional role in vetting federal judges. The Senate is supposed to advise and consent, not the ABA. 3. Is nominating strong, conservative judges to the judiciary. 4. Supports class action reform bill which limits lawyer fees so that more settlement money goes to victims. Politics 1. His leadership resulted in Republican gains in the House and Senate, solidifying Republican control of both houses of Congress and the presidency. 2. Signed an EO enforcing the Supreme Court's Beck decision regarding union dues being used for political campaigns against individual's wishes. Second Amendment 1. Ordered Attorney General Ashcroft to formally notify the Supreme Court that the OFFICIAL U.S. government position on the 2nd Amendment is that it supports INDIVIDUAL rights to own firearms, and is NOT a Leftist-imagined "collective" right. 2. Signed TWO bills into law that arm our pilots with handguns in the cockpit. 3. Currently pushing for full immunity from lawsuits for our national gun manufacturers. 4. *See Globalization & Internationalism. Traditional Values, Compassion & Volunteerism 1. Endorses and promotes "The Responsibility Era." President Bush often speaks of the necessity of personal responsibility and civic volunteerism. He said, "In a compassionate society, people respect one another and take responsibility for the decisions they make in life. My hope is to change the culture from one that has said, if it feels good, do it; if you've got a problem, blame somebody else — to one in which every single American understands that he or she is responsible for the decisions that you make; you're responsible for loving your children with all your heart and all your soul; you're responsible for being involved with the quality of the education of your children; you're responsible for making sure the community in which you live is safe; you're responsible for loving your neighbor, just like you would like to be loved yourself." 2. Started the USA Freedom Corps, the most comprehensive clearinghouse of volunteer opportunities ever offered. For the first time in history, Americans can enter geographic information about where they want to get involved, such as state or zip code, as well as areas of interest ranging from education to the environment, and they can access volunteer opportunities offered by more than 50,000 organizations across the country and around the world. 3. Established the The White House Office and the Centers for the Faith-Based and Community Initiative — located in seven Federal agencies. The faith-based initiative supports the essential work of these important organizations. The goal is to make sure that grassroots leaders can compete on an equal footing for federal dollars, receive greater private support, and face fewer bureaucratic barriers. Work focuses on at-risk youth, ex-offenders, the homeless and hungry, substance abusers, those with HIV/AIDS, and welfare-to-work families. 4. The White House released a guidebook fully describing the Administration's belief that faith-based groups have a Constitutionally-protected right to maintain their religious identity through hiring — even when Federal funds are involved. 5. Issued an EO implementing the Supreme Court's Olmstead ruling, which requires moving disabled people from institutions to community-based facilities when possible. 6. Increased funding for low-interest loan programs to help people with disabilities purchase devices to assist them. 7. Revised the Department of Housing and Urban Development's Section 8 rent subsidies to disabled people, permitting them to use up to a year's worth of vouchers to finance down payments on homes. HUD has started pilot programs in 11 states. 8. Committed US funds to purchase medicine for millions of men, women and children now suffering with AIDS in Africa. 9. Heeding the words of our own Declaration of Independence, the president laid out the non-negotiable demands of human dignity for all people everywhere. On January 29, 2002, he said, "No nation owns these aspirations, and no nation is exempt from them. We have no intention of imposing our culture. But America will always stand firm for the non-negotiable demands of human dignity." As stated by the President, they are a virtual manifesto of conservative principles: Equal Justice Freedom of Speech Limited Government Power Private Property Rights Religious Tolerance Respect for Women Rule of Law

Dr, Clifford Colwell, Jr., MD is elicting funds for ProEnglish.org. Why? I recently received a solicitation in the mail from Dr. Clifford Colwell, Jr., MD who appears to have a legitimate and successful practice in California. Dr. Colwell is on the Board of Directors for ProEnglish.org. He and 5,000 + other doctors are suing to overturn an Executive Order passed by former President Bill Clinton mandating that doctors provide translation services for all patients or face stiff fines and possibly imprisonment. Dr. Colwell needs $30,000 to finance round two of this lawsuit and asks for donations of $500 to $250 from us. My calculations tell me if these 5,000 + doctors chip in $6 (six dollars) each they will have the money they need. If they chip in $100 each they can hire the best legal and investigative team in the country. I’m all for the push making America’s official language English, however, I have to question this solicitation by doctors who make 5 times the average salary of the average person. His letter is specific about raising $30,000 in legal fees for round two in the U.S. District Court. Any ideas on this man, organization and their cause? PJ. Thankjs for the answer. I was more interested in knowing if anyone has info on theis doctor, the organization he represents, and his mailings solicting donations for legal fees. Again, the request is to pay legal fees in the amount of $30,000 and if there are so many doctors involved in the law suit why would they not pay $6 each? The mailings do not indicate the money is for the English speaking organization.

If you became President, would you be confortable with Hillary being vice-president? The contents of the post borrowed from a fellow poster on these boards...Richard Crainium Thanks Richard good stuff! Just a quick refresher course lest we forget what has happened to many "friends"of the Clintons. 1-James McDougal - Clinton's convicted Whitewater partner died of an apparent heart attack, while in solitary confinement. He was a key witness in Ken Starr's investigation. 2 -Mary Mahoney - A former White House intern was murdered July 1997 at a Starbucks Coffee Shop in Georgetown. The murder happened just after she was to go public with her story of sexual harassment in the White House. 3- Vince Foster - Former White House councilor, and colleague of Hillary Clinton at Little Rock's Rose Law firm. Died of a gunshot wound to the head, ruled a suicide. 4- Ron Brown - Secretary of Commerce and former DNC Chairman. Reported to have died by impact in a plane crash. A pathologist close to the investigation reported that there was a hole in the top of Brown's skull resembling a gunshot wound. At the time of his death Brown was being investigated, and spoke publicly of his willingness to cut a deal with prosecutors. The rest of the people on the plane also died. A few days later the Air Traffic Controller commited suicide. 5- C. Victor Raiser II. Raiser, a major player in the Clinton fund raising organization died in a private plane crash in July 1992. 6-Paul Tulley - Democratic National Committee Political Director found dead in a hotel room in Little Rock, September 1992. Described by Clinton as a "Dear friend and trusted advisor". 7-Ed Willey - Clinton fund raiser, found dead November 1993 deep in the woods in VA of a gunshot wound to the head. Ruled a suicide. Ed Willey died on the same day his wife Kathleen Willey claimed Bill Clinton groped her in the oval office in the White House. Ed Willey was involved in several Clinton fund raising events. 8-Jerry Parks -Head of Clinton's gubernatorial security team in Little Rock. Gunned down in his car at a deserted intersection outside Little Rock. Park's son said his father was building a dossier on Clinton. He allegedly threatened to reveal this information. After he died the files were mysteriously removed from his house. 9-James Bunch - Died from a gunshot suicide. It was reported that he had a "Black Book" of people which contained names of influential people who visited prostitutes in Texas and Arkansas. 10-James Wilson - Was found dead in May 1993 from an apparent hanging suicide. He was reported to have ties to Whitewater. 11-Kathy Ferguson- Ex-wife of Arkansas Trooper Danny Ferguson, was found dead in May 1994, in her living room with a gunshot to her head. It was ruled a suicide even though there were several packed suitcases, as if she were going somewhere. Danny Ferguson was a co-defendant along with Bill Clinton in the Paula Jones lawsuit. Kathy Ferguson was a possible corroborating witness for Paula Jones. 12-Bill Shelton - Arkansas State Trooper and fiancee of Kathy Ferguson. Critical of the suicide ruling of his fiancee, he was found dead in June, 1994 of a gunshot wound also ruled a suicide at the grave site of his fiancee. 13-Gandy Baugh - Attorney for Clinton's friend Dan Lassater, died by jumping out a window of a tall building January, 1994. His client was a convicted drug distributor. 14-Florence Martin - Accountant & sub-contractor for the CIA, was related to the Barry Seal Mena Airport drug smuggling case. He died of three gunshot wounds. 15- Suzanne Coleman - Reportedly had an affair with Clinton when he was Arkansas Attorney General. Died of a gunshot wound to the back of the head, ruled a suicide. Was pregnant at the time of her death. 16-Paula Grober - Clinton's speech interpreter for the deaf from 1978 until her death December 9, 1992. She died in a one car accident. 17-Danny Casolaro - Investigative reporter. Investigating Mena Airport and Arkansas Development Finance Authority. He slit his wrists, apparently in the middle of his investigation. 18- Paul Wilcher - Attorney investigating corruption at Mena Airport with Casolaro and the 1980 "October Surprise" was found dead on a toilet June 22, 1993 in his Washington DC apartment. Had delivered a report to Janet Reno 3 weeks before his death. 19-Jon Parnell Walker - Whitewater investigator for Resolution Trust Corp. Jumped to his death from his Arlington, Virginia apartment balcony August15, 1993. He was investigating the Morgan Guaranty scandal. 20-Barbara Wise - Commerce Department staffer. Worked closely with Ron Brown and John Huang. Cause of death unknown. Died November 29, 1996. Her bruised, nude body was found locked in her office at the Department of Commerce. 21-Charles Meissner -Assistant Secretary of Commerce who gave John Huang special security clearance, died shortly thereafter in a small plane crash. 22-Dr. Stanley Heard - Chairman of the National Chiropractic Health Care Advisory Committee died with his attorney Steve Dickson in a small plane crash. Dr. Heard, in addition to serving on Clinton's advisory council personally treated Clinton's mother, stepfather and brother. 23-Barry Seal -Drug running pilot out of Mena Arkansas, death was no accident. 24-Johnny Lawhorn Jr. - Mechanic, found a check made out to Bill Clinton in the trunk of a car left at his repair shop. Lawhorn was found dead after his car had hit a utility pole. 25-Stanley Huggins - Investigated Madison Guaranty. His death was a purported suicide and his report was never released. 26- Hershell Friday - Attorney and Clinton fund raiser died March 1, 1994 when his plane exploded. 27-Kevin Ives & Don Henry - Known as "The boys on the track" case. Reports say the boys may have stumbled upon the Mena Arkansas airport drug operation. A controversial case, the initial report of death said, was due to boys falling asleep on railroad tracks. Later reports claim the 2 boys had been slain before being placed on the tracks. Many linked to that case died before their testimony could come before a Grand Jury. THE FOLLOWING PERSONS HAD INFORMATION ON THE IVES/HENRY CASE: 28-Keith Coney - Died when his motorcycle slammed into the back of a truck, 7/88. 29-Keith McMaskle - Died, stabbed 113 times, Nov 1988 30-Gregory Collins - Died from a gunshot wound January 1989. 31-Jeff Rhodes - He was shot, mutilated and found burned in a trash dump in April 1989. 33-James Milan - Found decapitated. However, the Coroner ruled his death was due to "natural causes". 34-Jordan Kettleson - Was found shot to death in the front seat of his pickup truck in June 1990. 35-Richard Winters - A suspect in the Ives / Henry deaths. He was killed in a set-up robbery July 1989. THE FOLLOWING CLINTON BODYGUARDS ARE DEAD: 36 -Major William S. Barkley Jr. 37-Captain Scott J . Reynolds 38-Sgt. Brian Hanley 39-Sgt. Tim Sabel 40-Major General William Robertson 41-Col. William Densberger 42-Col. Robert Kelly 43-Spec. Gary Rhodes 44-Steve Willis 45-Robert Williams 46-Conway LeBleu 47-Todd McKeehan Quite an impressive list! Pass this on. Let the public become aware of what happens to "friends" of the Clintons!

How many of your friends have died? Coincidence? Just a quick refresher course lest we forget what has happened to many "friends"of the Clintons. 1-James McDougal - Clinton's convicted Whitewater partner died of an apparent heart attack, while in solitary confinement. He was a key witness in Ken Starr's investigation. 2 -Mary Mahoney - A former White House intern was murdered July 1997 at a Starbucks Coffee Shop in Georgetown. The murder happened just after she was to go public with her story of sexual harassment in the White House. 3- Vince Foster - Former White House councilor, and colleague of Hillary Clinton at Little Rock's Rose Law firm. Died of a gunshot wound to the head, ruled a suicide. 4- Ron Brown - Secretary of Commerce and former DNC Chairman. Reported to have died by impact in a plane crash. A pathologist close to the investigation reported that there was a hole in the topof Brown's skull resembling a gunshot wound. At the time of his death Brown was being investigated, and spoke publicly of his willingness to cut a deal with prosecutors. The rest of the people on the plane also died. A few days later the air Traffic controller commited suicide. 5- C. Victor Raiser II- Raiser, a major player in the Clinton fund raising organization died in a private plane crash in July 1992. 6-Paul Tulley - Democratic National Committee Political Director found dead in a hotel room in Little Rock, September 1992. Described by Clinton as a "Dear friend and trusted advisor". 7-Ed Willey - Clinton fund raiser, found dead November 1993 deep in the woods in VA of a gunshot wound to the head. Ruled a suicide. Ed Willey died on the same day his wife Kathleen Willey claimed Bill Clinton groped her in the oval office in the White House. Ed Willey was involved in several Clinton fund raising events. 8-Jerry Parks -Head of Clinton's gubernatorial security team in Little Rock. Gunned down in his car at a deserted intersection outside Little Rock. Park's son said his father was building a dossier on Clinton. He allegedly threatened to reveal this information. After he died the files were mysteriously removed from his house. 9-James Bunch - Died from a gunshot suicide. It was reported that he had a "Black Book" of people which contained names of influential people who visited prostitutes in Texas and Arkansas. 10-James Wilson - Was found dead in May 1993 from an apparent hanging suicide. He was reported to have ties to Whitewater. 11-Kathy Ferguson- Ex-wife of Arkansas Trooper Danny Ferguson, was found dead in May 1994, in her living room with a gunshot to her head. It was ruled a suicide even though there were several packed suitcases, as if she were going somewhere. Danny Ferguson was a co-defendant along with Bill Clinton in the Paula Jones lawsuit. Kathy Ferguson was a possible corroborating witness for Paula Jones. 12-Bill Shelton - Arkansas State Trooper and fiancee of Kathy Ferguson. Critical of the suicide ruling of his fiancee, he was found dead in June, 1994 of a gunshot wound also ruled a suicide at the grave site of his fiancee. 13-Gandy Baugh - Attorney for Clinton's friend Dan Lassater, died by jumping out a window of a tall building January, 1994. His client was a convicted drug distributor. 14-Florence Martin - Accountant & sub-contractor for the CIA, was related to the Barry Seal Mena Airport drug smuggling case. He died of three gunshot wounds. 15- Suzanne Coleman - Reportedly had an affair with Clinton when he was Arkansas Attorney General. Died of a gunshot wound to the back of the head, ruled a suicide. Was pregnant at the time of her death. 16-Paula Grober - Clinton's speech interpreter for the deaf from 1978 until her death December 9, 1992. She died in a one car accident. 17-Danny Casolaro - Investigative reporter. Investigating Mena Airport and Arkansas Development Finance Authority. He slit his wrists, apparently, in the middle of his investigation. 18- Paul Wilcher - Attorney investigating corruption at Mena Airport with Casolaro and the 1980 "October Surprise" was found dead on a toilet June 22, 1993 in his Washington DC apartment. Had delivered a report to Janet Reno 3 weeks before his death. 19-Jon Parnell Walker - Whitewater investigator for Resolution Trust Corp. Jumped to his death from his Arlington, Virginia apartment balcony August15, 1993. He was investigating the Morgan Guaranty scandal. 20-Barbara Wise - Commerce Department staffer. Worked closely with Ron Brown and John Huang. Cause of death unknown. Died November 29, 1996. Her bruised, nude body was found locked in her office at the Department of Commerce. 21-Charles Meissner -Assistant Secretary of Commerce who gave John Huang special security clearance, died shortly thereafter in a small plane crash. 22-Dr. Stanley Heard - Chairman of the National Chiropractic Health Care Advisory Committee died with his attorney Steve Dickson in a small plane crash. Dr. Heard, in addition to serving on Clinton's advisory council personally treated Clinton's mother, stepfather and brother. 23-Barry Seal -Drug running pilot out of Mena Arkansas, death was no accident. 24-Johnny Lawhorn Jr. - Mechanic, found a check made out to Bill Clinton in the trunk of a car left at his repair shop. He was found dead after his car had hit a utility pole. 25-Stanley Huggins - Investigated Madison Guaranty. His death was a purported suicide and his report was never released. 26- Hershell Friday - Attorney and Clinton fund raiser died March 1, 1994 when his plane exploded. 27-Kevin Ives & Don Henry - Known as "The boys on the track" case. Reports say the boys may have stumbled upon the Mena Arkansas airport drug operation. A controversial case, the initial report of death said, due to falling asleep on railroad tracks. Later reports claim the 2 boys had been slain before being placed on the tracks. Many linked to the case died before their testimony could come before a Grand Jury. THE FOLLOWING PERSONS HAD INFORMATION ON THE IVES/HENRY CASE: 28-Keith Coney - Died when his motorcycle slammed into the back of a truck, 7/88. 29-Keith McMaskle - Died stabbed 113 times, Nov, 1988 30-Gregory Collins - Died from a gunshot wound January 1989. 31-Jeff Rhodes - He was shot, mutilated and found burned in a trash dump in April 1989. 33-James Milan - Found decapitated. However, the Coroner ruled his death was due to "natural causes". 34-Jordan Kettleson - Was found shot to death in the front seat of his pickup truck in June 1990. 35-Richard Winters - A suspect in the Ives / Henry deaths. He was killed in a set-up robbery July 1989. THE FOLLOWING CLINTON BODYGUARDS ARE DEAD: 36 -Major William S. Barkley Jr. 37-Captain Scott J. Reynolds 38-Sgt. Brian Hanley 39-Sgt. Tim Sabel 40-Major General William Robertson 41-Col. William Densberger 42-Col. Robert Kelly 43-Spec. Gary Rhodes 44-Steve Willis 45-Robert Williams 46-Conway LeBleu 47-Todd McKeehan HILLARY FOR PRESIDENT? SURELY YOU JEST !!

What is this? I received some papers in the mail saying I was involved in a classaction lawsuit. It is called Fischer v. Finance America, saying I am included in a suit that is going to get a settlement loan. Is that legitimate? If so, what is a settlement loan?