Finance Litigation
Settlement Financing Knowledge Base
What happens when you received a settlement figure for a finance agreement / car loan...? and you can't manage to pay the full amount within a month? My insurance company is paying off most of my car loan after my car's been written off, but there is £400 outstanding and I don't have the cash right now to pay to clear this loan.
How does home owner financing work? Hi, I am intend to sell my home and have about $70-$90,000 in equity. I want to finance 10%. How does it work? I ask one of my realtors. he told me that I must have the 10% in cash or get a equity credit line and give that money to the lenders at the settlement. After settlement, I can use the money paid by buyer to pay for credit line to prevent interest. It sounds weird to me. What are step I must do in home for sale by owner and and owner financing? Hi, I am intend to sell my home and have about $70-$90,000 in equity. I want to finance 10%. How does it work? I ask one of my realtors. he told me that I must have the 10% in cash or get a equity credit line and give that money to the lenders at the settlement. After settlement, I can use the money paid by buyer to pay for credit line to prevent interest. It sounds weird to me. Let say I have a house for sale $400,000. I owed 306,000 mortgage. That I would have $94,000 equity. I have a buyer who willput down 10% and ask for 10% financed by owner. So at settlement, I should have $20,000 in cash a and promising note from buyer to pay me $40,000 in 30 years. Is this right? I don't have cash and other credit line. What are step I must do in home for sale by owner and with owner financing?
Can finance companies be forced to accept a settlement? When I gt divorced I was left with £30,000 debt over the last 4-5 years I have struggled to reduce that to £10,000. At the moment I have reduced my creditors to 6 in number. I have the opportunity to offer them all a 1 x payment of 75% of the outstanding balance in return for a final clearance of the debt. Do they have to accept this offer or can they keep forcing me to pay at my current rate for the next 2 years ?
How should the customer firm respond to the prompt settlement offer? A firm uses supplier credit for all of its purchases. In order to protect its goodwill and credit rating, the firm always settle its accounts payable by the due date. One of its suppliers issues invoices at the time of delivery and statements at the end of each calendar month. Statements are payable by the end of the following month. The supplier has recently introduced a prompt settlement discount of 1% for invoice settled within ten days of the invoice date. The customer firm uses a bank overdraft as its principal source of short-term finance. The bank of overdraft rate is currently 9% pa, with interest charged monthly. How should the customer firm respond to the prompt settlement offer?
How long did it take for your settlement to go through when buying your house? We are in the process of buying our first home and settlement is due to take place in a couple of days. However there has been a small hold up due to the Old owners bank not being ready (what ever this means!) Since finance was approved it has already been 5 weeks. I'd love to hear other peoples expriences with this matter. Thanks!
if you received a settlement after going into foreclosure can it be taken away by the lender? was in a bad accident, received a settlement, in foreclosure process currently working with a company to try and keep the house! can the mortgagor take those personal finances before or after the foreclosure.
Car finance settlement figure? Can anyone help me with trying to figure out how much my settlement figure on my car finance would be. I took out the finance last august 06. The car total was 3895 and i pay 124.62 a month. The first payment was 155. I have tried phoning them but their offices are open 9-4 Mon-Fri which is just useless to me as im in work. Does anyone know how the calculate this kind of figure? Thanks in advance! Ax Sorry the term was 36 months and I am not aware of the intrest rate i'm afraid. I tried this lunch hour but it was pathetic as I spent my whole 45 minutes on hold! I dont want to have to wait until my next day off. Its slowly starting to frustrate me now. Also the total repayment would come to 4850...so im not sure if you could work the intrest rate out from this? Ax I am a midwife, so therfore work in the hospital. I never take my phone into work with me. Its okay I shall just have to phone them when I get five
can you just use a consent order form for agreed finance settlement in divorce? we have joint morgage and personal pensions-unequal. I live in house with our 3 dependant kids.
What are some suggestions you can make regarding insurance settlement? My son bought a brand-new car just 6 weeks ago, and a week ago, the car was badly damaged in a hit & run accident. We got word from the insurance co. that the car is being considered a total loss. The amount that the insurance company is offering is about $2,500 less than what we bought the car for (purchase price plus tax, license and registration only, not including the finance charges). They claim that the car lost a significant value when it was driven off the lot, but we can't buy a replacement with similar options with what they are offering. What's the best way to research and negotiate a reasonable "comparable replacement vehicle" value? They definitely want to low-ball us and I want to make sure we will settle for an appropriate amount that will allow us to easily replace the car in the shortest amount of time. If it makes a difference, I live in California and am dealing with UniTrin Direct auto insurance. FYI: I found a comparable used car with the exact same features as the one we lost. The only difference is that it has 6200 miles on it, whereas our car had only 4100. The used car is selling for $15,500. I've also shopped around the local dealerships and have quotes that are less than that for a NEW car to replace ours. I guess the problem is in how you define the Actual Cash Value. There seems to be some misinterpretation of just what I'm expecting here, so allow me to clarify so that I can get the most appropriate answer to meet my needs: I am NOT expecting to receive a NEW car here. Prices I've found for the USED car that matches my make, model, year, and options are still higher than what I'm being offered. According to the Department of Insurance, I'm entitled to receive the amount equivalent to a comparative replacement at it's current market value. The confusion is what constitutes a fair market value for my car prior to its accident. What I have been offered won't even come close to buying a USED version of my car with the same options as my wrecked car. That value should take into consideration the diminuation in value when the car was driven off the lot, but it seems it would still cost more to buy the used version of the same car. Good news! Got comparable quotes from the insurance company from about 100 miles away from me. Got my own comparable quotes from 40 miles or less away from me. They have since raised their settlement offer to a number that is getting dangerously close to appropriate, enough to actually get a replacement vehicle.
Can a mortgage company charge a lender processing fee at settlement? I did 100% financing and was charge 1200 dollars for a lender processing fee. Someone told me that they are not allowed to charge a lender processing fee. Is this true?
What are the pros/cons in signing a marital settlement contract only to seperate finances? married 10 yearsand still plan on living together and raising 2 kids.
Question about credit card debt settlement.? My fiance has a Bank of America credit card. There's a $7500 limit on the card but after finance charges, late fees etc, the debt is now at $8900. She went 120 days late on payments and was called by Card Services, they say they're a collection division of Bank of America. They offered her settlement in the amount of $4500 rather than the $8900 on the card. She thinks its a deal because half the debt is "vanishing". We checked her credit report and she isn't listed as being in collections just extremely late on pay. I argued with her saying that the settlement is bad and that it will affect her credit for years to come but she thinks its a good plan. We're planning on looking for a house in a year and a half and i don't want this to affect our buying power. So how does settlement effect her credit? Does paying off the full amount rather than settling look better on your credit report even though the account is past due? What should we do, who's right here?
Is it really possible to get money back from a company called welcome Finance? Hi, I am from london and would like some advice please. I took out a £10,000 secured loan with Welcome fiance about 4 years ago but ran into difficulties paying the loan and my mortgage. The house was eventually repossessed and sold. I found out recently that the solicitors are unable to release any surplus until they have paid Welcome Finance their settlement figure which, according to Welcome Finance, is £19,000. yes you are reading it properly! They want £19,000 back for a £10,000 loan even though I have paid about £11,000 to date. Their excuse is that I have not always paid and the arrears stands at £3,600. The monthly repayment is £284.50 but when I don't pay it they charge £300 every month on the account! I knew i would owe probably owe the some money but I thought it would be somewhere in the region of £5,000. I would appreciate it if someone could let me know if I can get any of this money back. I am at my wits end and devastated by what they are doing to me.
Does anyone really enjoy working in back office jobs like settlements? Does anyone really enjoy working in back office jobs like settlements? finance jobs boring or interesting:back office
A question about car financing ... ? How likely are you to be able to finance a car if you have a down payment, are NOT employed, but have money coming in through unemployment and settlement checks? Is bank financing available or is "buy here pay here" a better option?
Does any1 really enjoy back office finance work, settlements, pricing and client services? back office work:fund administration please leave opinion on if u enjoy doing it
Question about car financing. Please answer? This is my situation. I purchased a new car and after a few months of having it I was in an accident which was not my fault. My car was banged up pretty bad and went to the shop 5 times before it was fixed and to date it still isn’t working correctly. Anyways, I was pretty hurt. At the time I was working as a contractor for a staffing agency. I ended up having to be out of work for over a month. It should have been longer but I forced myself back because I wasn’t getting paid for any of the time off. So I went about a month and 2 weeks without pay. As soon as I returned to work a week later I lost my job. All of my bills were behind and I was late on my car note. It took me about 3 months to find a job. I was temping with various agencies here and there just to try and get some type of income but nothing full-time as it wasn’t available. And I also had to go to therapy and a chiropractor. Ok well my case is just now going into settlement process. I still have yet to pay for my note but I was wondering if it is possible to write up an agreement and have my law office sign it as well that say’s I will give the finance company 50% of my settlement money towards my car loan and also start to resume monthly payments so that they will not repossess my car. I now have just accumulated 1 payment because I just started a job, full-time at the beginning of this month. I don’t have more than that because I have rent to pay. Thanks in advance for your answers.
Is refusing to pay off a divorce settlement illegal? My ex had until 8/07 to pay 20k for our divorce settlement. I received 20k He kept the house and the truck. So far he re financed the house twice, and this last month, sold the house. He still owes 9k but refuses to pay. Is there anything i can do?
Did Government Israeli bias, financing military & condoning settlements, spawn Arabic hated & terrorism? 911? Between 1978 and 2000, the Pro Israel PAC gave 1732 United States ’ Congressional Candidates $34,607,182. And in a related figure, since 1948 the US government has aided Israel in an amount between $82 billion and $94 billion. (Research on the Internet can substantiate these figures.) By now, most assuredly, that figure is much higher. The former Queen Noor and present King Abdullah of Jordan, Mubarek of Egypt, and Mushariff of Pakistan, all intelligent and articulate Arabic moderates, have repeatedly warned the United States that it is the United States' blatant bias towards Israel in their conflicts with Palestine, and what has happened to the Palestinian territory and the Palestinian people, that are the main reasons for the Arabic-Islamic hatred and the main reason they liberally fund terrorism against the United States. Egyptian President Hosni Mubarek in April 2004 remarked that there is hatred against Americans like never before.
I am indian born Kiwi (NZ Citizen) I want to migrate to Australia for permanent settlement.? Which is the best place to move ,My an Electrical engineer with MBA-Overseas qualifiaction with more exposure to Mareting and finance..I I have worked in India,Middle east and in New Zealand in varied field.
I have a new life insurance business which way is the best way to get leads? which is the best way to get more clientele for life insurance, premium financing, and life settlements?
What are my chances of qualifying for a mortgage? Recently divorced, credit was ruined last few years when ex hubby had 'trouble'. I have since Feb. 2006, raised my credit scores from TU-614 to 631, EQ-539 to 563 and EX-597 to 626. I have acquired two Credit cards and a car loan and have paid all three on time since I got them. I have paid my $800 rent on time for the past 12 months. I have to relocate (long story) and will be looking for employment in that town. I am currently not working but have fixed income from Child support, Spousal support and SSI from disabled child. I have been offered the opportunity to buy a house where I am moving with a lease to own option. I do have a down payment thanks to my divorce settlement. I am asking for 18-24 months to finance this house while leasing. The house is $91000. What are my chances of financing now vs 12 or 24 months from now contingent upon my keeping my payments current on my credit obligations? Any info or advice would be welcomed.
Does anyone want to help me get a business commercial on tv and be my business partner? My business: I buy structure settlement, real estate seller financed note, lottery winning, invoice, land note, and more. JUST LIKE J.G. WENTWORTH
I am closing on a home very soon. What is a HUD-1 Settlement Statement? We got financing through FHA. I already have the GFE and Truth in lending report. Why exactly is this settlement statement important to have one day in advance of closing?
Full and Final Settlement between ex partners? Have you had one of these done with someone you have not been married to? My solicitor is witholding my extra borrowing from Natwest saying that I must pay his firm a further £450.00 to act on my behalf in hammering out a 'full and final settlement' between my ex partner and I. This was never mentioned to me prior to today...I went to see my solicitor to find out when I am going to get the funds released to my account so that I can start paying people off. My ex partner and I have already made an agreement, but it involved me giving him a car which I subsequently found out I couldn't legally give him as the finance was in my name. The finance company have told me that I cannot give him the car. This means that I can't adhere to the original agreement and although I know I will have to change our agreement, I can't believe it is going to cost this much money. I have seen 'Full and Final' documents for sale on the internet for way less than this and would like to do it myself. Have you had a similar agreement drawn up. I understand it involves things like kids (none), property (he has signed over to me now) and other things. But what exactly? I can't afford any more and are really on the back foot here. Any assistance would be unbelievably appreciated...copy of an agreement so that I know what to do would be very welcome. Please help. My solicitor is threatening to send the money back to Natwest unless I do this with them. I feel he is backing me into a corner.
Can a boat purchased on a revolving credit account be repossessed? I bought a boat, and for financing they set me up with the boat's financing company with a revolving credit account. If I am unable to pay on that account, will they repossess the boat? Or moreso, if I go to debt mediation, can I get a settlement amount and then pay that off and keep the boat?
Loan foreclosure/One time settlement problems? Sir, some of the Banks and Finance co. are intentionally withholding the post dated cheques of customers even after foreclosure of account and one time settlement.Instead of returning back cheques they are presenting to customers banks without their notice. What is the legal remedy... please? some of the banks offering credit cards and finance cos.offering loans for installments,troubling the subscribers by sending gundas and anti social personolities to their houses some times for recovery what to do whether to file civil cases or criminal cases against them ? Private complaint...what is legal remedy.... some of the banks offering credit cards and finance cos.offering loans for installments,troubling the subscribers by sending gundas and anti social personolities to their houses some times for recovery what to do whether to file civil cases or criminal cases against them ? Private complaint...what is legal remedy....
Can seller take house off market after finance approval? We've put an offer on a house which was accepted, but the bank is taking its sweet time with final finance approval, despite us getting all info to them same day. Now the seller says he will withdraw the house from sale if settlement hasn't gone through by the end of the month, even if we have final approval. Is this legal?
1st home buyer: What do i talk about with my real estate lawyer? I have signed a contract for my first house with a 30 day settlement(subject to building inspection/pest). I'm organizing my finances as we speak. My nominated lawyer thinks we should meet up on monday... Why would i want to do that?
Settlement can cause low credit score? Ok, I hate Discover card, but here is my question about my credit card. Credit Limit - $1000 Currently owe - $2400 (cause of late fees. overlimit ect) My Credit Report shows on this account under Negative Accounts - Status: closed/Current, was past due 60 days Rightnow Discover is not charging me late fees and overlimit fees, but they are charging me finance %. If I can make them in writing for a settlement of $1000 which was my original account balance, can this lower my credit score? This card by the way is my only bad one which was open back a few years but never got to pay it off - NOW I DO!!!! THANKS
My girlfriend is disabled. We want to get married but her family has told her she needs a guardian release.? She won a settlement. I assume that her mother holds her estate. My girlfriend knows nothing about her finances nor if she receives SSI. She's in a bad enviroment, and we want to get married, her family has told her that she needs a guardian release to do so, is that true?
Divorce - Property Settlement? In Australia for divorce property settlement's is it best to go through lawyer's or is it best to try work it out between you both? Also the property is in my name only. The finance is in joint names. How will this effect both my wife and I? There is $180K in equity total and $60K of it was from me prior to us getting married. In response to "excuse me???" - I am the male in the relationship - thanks anyway.
I have been cleaning up my credit report, I plan to buy a car in 3-4 months any tips to boost my credit score? I got in over my head when I was 18 and some of my accounts went to collections. A few of the accounts are dropping off of my report over the next few months and others I am paying and getting taken off of my report through validation and settlement. I feel that I have learned my lesson from my actions through a lot of research I feel that I have a much better knowledge of the credit system and how to balance my finances. Just recently I opened a few credit card accounts to rebuild my credit. I have kept the balances under 40% and paid them on time every month. This has helped boost my score a bit. I expect that the old accounts dropping off of my credit report and others being paid will help as well. In September I am planning to purchase a car. I have saved up a sizable down payment, $5k but by then I will have $8k. I am putting down 5-6k and then paying down the loan by 2-3k. Any suggestions ideas to help me increase my credit score? Car buying advice? My score is currently 550
i need help with the correct wording for property settlement orders?? I have a property settlement where i want to get my name off the personal loan in which the car is financed ( my ex husband has had the car since we split in sep 06) I have paid half the loan repayments since that date due to him believing he only has to pay half the loan because my "name" is on the loan..long story......anyway the bank has been on my back because they can't get a hold of him (typical) so for the sake of keeping my name clean, which i worked very hard to achieve again since we spilt, I reluctenly pay half the payments.. What do i write in number form for these property settlement orders, im told it has to be writen in the "correct" words. All i basically want to say is that i want him to refinance the loan into his own name and that i have no liability in it anymore what so ever....can anyone help??? perhaps someone has been thru it??
Visa Mastercard U.S. District Court Settlement? Has Anyone received a Visa Mastercard settlement notice, where you have to apply to receive money back if you purchased anything internationally between 1996 and 2006? Is the Real? How exactly this work? I dont know much about finances but I know that I have used my cards in other countries during those year? I even know someone that actually opened the card here in the US and now lives in another country, All their transactions have happened over there? Does anyone know anything about this? Well I know I traveled more than a week, and not only that, my sister when she was living here got a credit card and then move to another country with the card...darn they will owe her a lot of money...
Can anyone give me some tips for writing a legal letter with an offer to settle outside of court? A few months ago I won a judgement against my former Slumlord, in the amount of $3650.00. He has more than enough meens to pay this amount, but he has chosen to continue on in his ignorance. I went to my local courthouse and asked for what they call a payment hearing, at which he will have to bring all records of his finances, show all property he has, etc. What I asm wondering at this point is, if it might be better for me to offer him some sort of settlement offer, if he does have to come here for court, it is about 500 miles driving, plus a 3 hr ferry ride, plus hotel costs, also I will be able to recover interest, process server charges, and court filing fees. I would rather just get all of this over with, what would be a fair amount to offer him to settle, how long should I give him to pay, and how should I word my letter. Thanks for any tips!!!!!!!!!! It's not that I feel sorry for him, nothing could bve farther from the truth!! It is more of a matter of not having the time (I have 6 month old triplets!!), and I have spent a lot of time and money on this thing. I know that he should be held responsible for the full amount but at this point I would rather get the money I am out, and the rest of my monetary damages, and just forget the punitive damages. My court hearing is on the 21st of Feb, and I would really like to get this finished with before then.
Closing on a new house in DC - do I need an attorney to review the docs? My fiancee and I are closing on a house in Washington, DC on June 20th. We submitted our offer through our real estate agent and it was accepted. We have financing lined up as well as a title company. My real estate agent says you don't really need an attorney to review the documents you will sign at closing, because the title company provides a "settlement attorney" who is neutral. But my parents say I should definitely have an attorney who represents us to review everything to ensure our interests are covered. According to our agents, most of the conditions of the sale are already governed by the contract we signed to make the offer - at closing we will just be moving money around, and signing papers that bind us to certain terms with our mortgage company. I'm guessing this varies by jurisdiction. Thanks for any help...
What is a "Settlement" on a Credit Report? A few years ago I purchased a total lemon car from a local dealership. The car was falling apart left and right. I couldn't afford to be making endless repairs to the car in addition to my car payments, so I decided to surrender it because it was more of a problem that it was worth. So of course, I got a "repo" on my credit report because of it, as well as an unpaid remaining balance. One day I got a call from an agency who bought my account from the original finance company, and they offered me a "deal." They said if I agreed to make monthly payments on the balance, they would significantly lower the balance for me (from like $8000 to $3000) and that it would be written off as a settlement on my credit report after I've paid off the balance. Now that I'm only a few months away from paying that balance off, I'm wondering if it was even worth it in the first place. I don't know what a settlement is or what it's regarded as on a credit report. Could someone enlighten me? Thanks!
What is pro se? Pros and cons using pro se in divorce proceedings? I'm looking to get people's opinions on using pro se in divorce proceedings in California, namely Alameda County. I have the basic gist of pro se but want to know of people's experiences. Is it worth it? I've been preped by a lawyer and have been assured that family law judges would favor my case due to the unique circumstances prevailing i.e. I've been the primary care taker of my two children for the last 6 years. But I don't know how the finances will pan out. We are trying to work out a settlement outside of court but keep getting into arguements. We want to use mediation. But would arbitration or pro se be better in lieu of our arguing? Any advice would help and serious ones at that, please.
Ex wife received car divorce settlement 4yrs ago. Now finance company coming after me.? I told finance company 2001 that she is rewarded the car. They sent her payment book in her nameThey would not put the car in her name because she has BAD credit. Even though the divorce decree ordered me to do so) Now years later, the finance company trying to come after me. I moved to another State. Is everyone telling me I have to go back to that State in orger to sue her for this debt she created? Any information is appreciated.
Does anyone know if during a divorce settlement...?? it can be ordered that a finance company change the note to reflect the spouse keeping the home as the mortgage holder if they aren't currently? Financing is in my name and he's going to keep the house. How does that work?
I am the home owner, how does a promissory note work? Hello all, I am a home owner who is selling my home with home owner financing. How does it work? I know I have to write a promissory note for both parties to sign. So when we sign the offer contract and promissory note , we then go to settlement title company for closing. So the buyer should bring this note to settlement title company at closing date. For example, I am selling the house for $400,000. I will carry 10% and buyer must down 10%. I have 1 trust for $306,000. At closing date, I would have $54,000 in cash and receive a monthly payment for the promissory note. Am i right about these transactions? I have been heard that seller must have money in order to lend the buyer at closing date as an owner financincing. That means I must have $40,000 in cash. Give this money to buyer and buyer makes a promisorry note to pay back this amount in 30 years. After closing, I would receive $94,000 in cash and a promissory note payment for $40,000. I feel it is not right? Pls help Thank you for all your answers that really help. $306,000 is my mortgate that I am still owned. Buyer puts $40,000 and i give him a note for $40,000. At settlement, I will recieve $360,000 plus $40,000 in note. After I pay off my first mortgage ($306,000), I will get $54,000 in cash (360,000-306,000), and a note for $40,000 Do i need to first pay off my mortgage in order to finance buyer ?
Can a collections agency sue me? Here is the deal. I owe 44,000 for a auto finance. the collection agency gave me a settlement of 28,000. They said if I don't make a payment by tommarow it will go into a lawsuit. Can they actually sue me? and what is the wort damage that can happen?
Am i liable to pay settlement figure for garage selling a car they have now said they cannot repair? I have a Mini Cooper which has water ingress in the boot. The car has been in repair three times, the last time it was in several items, including money was stolen from the car. They had told me they would take the car back and sort out the finance, which they have now back tracked on. They are willing to take the car back but they will not pay the £1800 early settlement figure. I have told them that i am willing to buy another car from them, which is of more value but they are insisting i must pay this as its not their responsibility. I dispute this and that they have sold me goods that have not been fit for purpose since buying, they cannot repair it and have admitted this by offering to take the car back. Anyone any ideas on how i should approach this or should i get a lawyer involved. Please help.........
Car accident, and car totaled. Bought a house and now cant get financing on a replacement car???? Some one else was at fault however their insurance is still "investigating" the accident. Having just taken out a morgage and the settlement offered by my company going entirely to pay off the car loan, do i have any way of getting a car at the same value, and same interest rate with this total lose settlement. The bank has already said they cannot approve me for a loan based on my current debt, but credit score is still above 700. I live in ohio.
I need financing to buy 2 leasehold garages in London for 15,000 each, a total of 30,000 whats the best option The total price is 30,000, I need financing for 25,000, I can pay 5000 deposit, if needed I can pay a 25% deposit which is 7,500 but I would prefer not to. I have looked into a personal loan which most places you can get for up to 25,000. I can't get a mortgage because its not a property you can live in. I can't get a buy to let mortgage for the same reason. The commercial mortgages start at 25,000 and need a 25% deposit from what I have seen, so that doesn't work. Also note it is 2 garages together so that is also a problem. I wanted to get a better interest rate than just a personal loan. The best rate I have seen is 6.8% but there are early settlement fees. I want to get a loan for 1 to 3 years preferably with no or minimal early settlement fees. Anyone know any types of financing I can get, I have a good credit score and 15,000 total available to me on 2 credit cards. I don't own a home or any other property.
Should I get a loan to pay for my repossession (car)? I owe 8000 on a repossession. I'm paying $175 a month. If I settled I could pay $5000 or $6000. Should I get a personal loan for this amount? The financing co. says that if I pay the settlement they will "remove the derogatory marking from my credit report" I ask because I am thinking about buying a house or at least moving to another apartment and the bank says that I can't be considered without paying off the reposession. My credit score is 640. Thanks.
can i get mortgage financed after discharge? dismissed bankrptcy 1X but then pd in full & discharged 1/06; have paid car loan 2 yrs never late (only current credit); i am with a debt correction company for only 2 mo & some things have been deleted. now have 626, 610 & 650 credit score. I am currently saving $10,000 (hopefully for settlement). i make approx $4918 mo gross & have a p/t job ($450 mo-working 2 years). can i get a prime mortgage lender to finance a house ($150,000), what interest rate do you think i would get?
How can I recover monies placed into a fraudulent LLC? My investigation revealed that the initial LLC was never dissolved and that its membership was still the legal owners. The person that I signed and financed with assured that all past members had resigned. I brought them all together and the attorney of record said that they were still the rightful owners and that I could only hope for a cash settlement. He advised that I could list my funds as a loan or as an investor. Which is more advantageous, to list as a loan or as an investor or to take legal action against the person who mis represented the LLC's status? Through my efforts the LLC had 2 successful quarters, well over 6 figures each and is currently in the post bid proceedings for a contract worth apporximately 6.25 million dollars. Now the original owners are atempting to minimize my contributions and want to offer a payback of invested monies only, if the contract is awarded. What is my best course for handling this quagmire? Robert
Life Settlement Help!? I am interested in finding a company that will do premium financing and give the insured a lump sum upfront instead of after the sale on the secondary market. Any sugestions?
Does signing a quitclaim deed after a divorce negate the terms of the divorce settlement re: net sale proceeds Under my divorce agreement, my exwife had custody of my children and lived in the family home until such time as she decided to sell the property, at which time, the net sale proceeds were to be divided equally. Subsequent to the divorce but prior to the sale of the home, I signed a quitclaim deed over to my ex so that she could obtain financing, as my credit rating wouldn't permit it with my name attached to the home. After this she sold the home and kept all the proceeds. I'm assuming that she is still bound by the divorce agreement even though my name was removed from the title with no consideration given. This took place in California.
I wrecked my truck didnt have insurance what can i do?? I am in a world of trouble and i am looking for a few options. ok i didnt have insurance and i am financing my truck through a loan company.. The truck is totalled !!! and i want to know is there any way to maybe get a settlement with the loan company. I still owe about 10,000 on the truck. What can i do????
What will happen to George W. Bush when he leaves office? Bill Clinton is campaigning for finances to allieviate AIDS in Africa. Tony Blair is trying to reach a settlement in the middle-east; what on earth will Dubya do? Suggestions welcome.
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